LucasApp vs Bloom
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
LucasApp
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Do more with your time. Lucas AI does the typing. LucasApp brings your accounts, spending, bills and loans together in one clean iPhone app. Snap a receipt or type a quick note, Lucas AI turns it into transactions, and you review every detail before it's saved. LUCAS AI, YOUR RECEIPT ASSISTANT β’ Snap or upload up to 10 receipts, vouchers or statements at once β’ Or just type it: βlunch 12.50 on my cardβ β’ Lucas AI fills in amount, currency, merchant, date and category β’ A heads-up when something looks like a duplicate β’ Nothing is saved until you confirm it EVERY ACCOUNT, ONE CLEAR BALANCE β’ Debit, credit, cash, savings and wallets in any currency β’ Balance history for every account β’ See what you have, what you owe and what's still available SEE WHERE YOUR MONEY GOES β’ Income, spending and categories for any period β’ Spot a heavy month before it's over BILLS, SUBSCRIPTIONS AND LOANS β’ Recurring charges on a calendar, grouped your way (Premium) β’ Mark a bill as paid in one tap β’ Loans with a real schedule: installments, interest, late fees and partial payments MULTI-CURRENCY β’ 154+ currencies, with USD, EUR, PEN, COP and MXN one tap away β’ Transfers between currencies with an exchange rate you can edit PRIVATE AND SECURE β’ No bank login, ever. You decide what gets recorded β’ Passkeys and two-factor authentication β’ Restore deleted items from the trash for 30 days β’ English and Spanish, in light and dark mode FREE AND PREMIUM LucasApp is free to start, with up to 3 active accounts and 8 Lucas AI analyses a day. LucasApp Premium is an optional auto-renewable subscription, billed monthly or yearly, that unlocks unlimited accounts, more Lucas AI and subscriptions. You can manage or cancel it anytime in your App Store account settings. LucasApp is not a bank, broker, financial advisor, tax advisor or payment provider. The app is designed to help you organize personal information. Always verify important financial data with the original source before making financial decisions. Terms of Use (EULA): https://lucasapp.app/eula/ Privacy Policy: https://lucasapp.app/privacy/
Bloom
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Track spending without linking your bank. Bloom is free, with no ads and no sign-up: log every expense in seconds, build a budget and see where your money goes. LOG IN SECONDS β’ A dedicated keypad with a built-in calculator for expenses, income and transfers. β’ Categories and payees that learn from what you do. β’ Notes, references and a photo or PDF of the receipt on every transaction. β’ Favorites, a Quick Add widget, Control Center and Siri. EVERY ACCOUNT AND CARD β’ Checking, savings, cash, credit cards, investments and loans. β’ Running balance on every transaction and reconciliation against your statement. β’ Any currency, with exchange rates that update by themselves. BUDGETS AND SAVINGS β’ Category budgets with a daily pace. β’ "Safe to spend": what's left for today, no guessing. β’ Upcoming bills, savings goals and a debt payoff plan. UNDERSTAND YOUR MONEY β’ Reports: spending by category, income vs. expenses and net worth. β’ A recap of every month, and search that understands dates and amounts. β’ Export to CSV or PDF. FOR COUPLES AND FAMILIES β’ Share a workspace, or just some accounts, with your partner through iCloud. β’ Keep personal, business and household money apart in separate workspaces. ON ALL YOUR DEVICES β’ iPhone, iPad, Apple Watch and a native Mac app. β’ Widgets on the Home Screen, Lock Screen and Mac desktop. β’ 11 app icons and more than 500 icons for your categories. YOUR DATA IS YOURS Bloom has no servers and no sign-up. Everything lives on your device and in your private iCloud, with daily automatic backups. Lock it with Face ID. Coming from MoneyWiz, a spreadsheet or another app? Import your history from CSV. Bloom is free, with no ads.
Screenshots
Verdict
The clearest difference is in-app purchases: Bloom at none against LucasApp's 2. Bloom also leads on update cadence (every 2 days vs every 4 days) and device support (4 vs 2). LucasApp's advantage is iOS requirement (15.0 vs 26.0). On price and ads there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. LucasApp sells 2 in-app purchases, starting at $1.99 per month. Bloom asks for nothing beyond the download.
LucasApp ships an update every 4 days, Bloom every 2 days. The most recent releases landed on October 25, 2026 and October 29, 2026 respectively.
| Parameter | LucasApp | Bloom |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 days | Every 2 days β better |
| Ads | No | No |
| In-app purchases | Yes | No β better |
| Devices | iPhone, iPod | iPhone, iPad, Mac, Apple Watch β better |
| Requires iOS | 15.0 β better | 26.0 |
| Further details β not scored | ||
| Size | 64 MB | 76 MB |
| Age rating | 4+ | 4+ |
| Developer | Steven Angel Coaila Zaa | Rodrigo Valle Pinto |
In-app purchases
LucasApp
- LucasApp Premium$1.991 Month
- LucasApp Premium Anual7 Days trial$14.991 Year
Bloom
No in-app purchases









