Osho Talks vs FRM Exam Study Guide

Listen to Osho in English and Hindi, with 5,481 discourses across 351 series. Download a talk for a walk or a quiet evening, read along with its transcript, and continue from your saved position next time. Every feature is free. READ AS YOU LISTEN Original-language transcripts are available for 4,946 discourses. Follow highlighted text, search for a passage, change the text size, or tap a sentence to play from that point. Copy or share one passage or several, or pick out exact words. The reader remembers your place, and Audio is here lets you correct timing when needed. FIND YOUR NEXT DISCOURSE Explore Zen, Tantra, Tao, Upanishads, Yoga and more. Search by series name or topic, filter by language, or start with Popular and Beginner Friendly collections. LISTEN OFFLINE Download talks by series and see how much storage they use. Background downloads continue when you switch apps or lock the screen. Optional Smart Download prepares the next discourse, while Smart Delete can clear finished recordings. ADJUST THE SOUND DeNoise brings recording cleanup, volume boost and quiet-speech controls together. Choose Best Quality, Balanced or Gentle Cleanup and compare with the original sound. Results vary by recording. SAVE A MOMENT Add timestamped bookmarks with notes and categories, then return directly to a passage. Listening stats show daily totals, streaks and completed discourses. Set a sleep timer for a countdown or the end of a talk. MADE FOR EVERYDAY LISTENING - Background playback with Lock Screen, Control Center and AirPods controls - Playback speed from 0.5x to 2x in fine steps such as 0.85x, with quick back and forward controls - AirPlay for compatible speakers and devices - Progress, bookmarks, listening stats and transcript reading state synced through your own iCloud account - Light, dark or system appearance and eight accent colors - Downloaded recordings accessible in the iOS Files app MORE WAYS TO LISTEN - Apple Watch: control the iPhone player and browse your downloads from your wrist. Save a talk to the Watch and listen with Bluetooth headphones, even without your iPhone. Your place is sent back to the iPhone. - iPad: a sidebar, the transcript beside the player, keyboard shortcuts and more than one window. - CarPlay: pick up Continue Listening, your downloads and bookmarks in the car, with speed and bookmark buttons on the Now Playing screen. No app account is required. There are no ads or tracking. Optional one-time tips and auto-renewing yearly support through Apple help fund development. Neither unlocks features or content; every feature stays free. Manage or cancel yearly support in your App Store account. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://github.com/aagrawal207/OshoDiscourses/blob/main/PRIVACY.md Osho Talks is an independent app and is not affiliated with or endorsed by OSHO International Foundation. Audio and transcripts are accessed from publicly available sources.

Prepare for the GARP Financial Risk Manager (FRM) exam with a focused, comprehensive study companion covering both Part I and Part II, aligned to the current GARP exam blueprint. FRM Exam Study Guide organizes everything into the ten exam topic areas across both parts, so you study exactly what the exam tests. FIVE WAYS TO STUDY - 184 flashcards - tap to flip, tagged by exam domain - 126 multiple-choice practice questions with instant feedback and fully worked solutions - 100 true/false questions targeting the misconceptions that cost exam points - Key-term matching game - race to pair every term with its definition, in rounds of five - 112 searchable glossary terms and 43 formulas with variables and usage notes TOPICS COVERED - PART I - Foundations of Risk Management: risk frameworks, ERM, CAPM, RAROC, governance, financial disasters - Quantitative Analysis: probability, distributions, regression, volatility, Monte Carlo, VaR basics - Financial Markets & Products: bonds, forwards, futures, swaps, options, derivatives, hedging - Valuation & Risk Models: duration, convexity, Black-Scholes, binomial trees, Greeks, VaR methods TOPICS COVERED - PART II - Market Risk Measurement & Management: VaR mapping, expected shortfall, backtesting, FRTB - Credit Risk Measurement & Management: PD/LGD/EAD, Merton/KMV, CVA, CDS, securitization - Operational Risk & Resilience: Basel approaches, RCSA, KRIs, model risk, cyber, Basel III - Liquidity & Treasury Risk: LCR, NSFR, FTP, stress testing, ALM, IRRBB - Risk Management & Investment Management: portfolio VaR, factor models, Sharpe/IR, hedge funds - Current Issues in Financial Markets: AI in risk, climate/ESG, SOFR, crypto, 2023 banking turmoil Start free with a preview of every section. Unlock Premium with a one-time lifetime purchase or a low monthly subscription - both include the entire question bank, glossary, and formula library. This app is an independent study aid and is not affiliated with, endorsed by, or sponsored by the Global Association of Risk Professionals (GARP). FRM and Financial Risk Manager are registered trademarks of GARP. Always verify current exam content at garp.org. SUBSCRIPTION & TERMS Premium unlocks every flashcard, practice question, glossary entry, and reference section. Two options: - Premium Monthly: $1.99 per month, auto-renewing subscription - Premium Lifetime: $15.00 one-time purchase, not a subscription Payment is charged to your Apple Account at confirmation of purchase. A monthly subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period; your account is charged for renewal within 24 hours before the current period ends. You can manage or cancel your subscription in your Apple Account settings after purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.dmpenterprisellc.com/privacy-policy