AI Expense Tracker vs HomeSplit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AI Expense Tracker
Track your spending effortlessly with an AI-powered expense manager. Log expenses by voice or receipt, and automatically categorize transactions. Maintain privacy with no bank logins or sign-ups required.
- Voice expense logging
- AI receipt scanning
- Automatic categorization
- Apple Pay integration
- Budget and bill tracking
- Recurring expense management
- Private iCloud sync
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See where your money actually goes — without sign-ups, bank logins, or handing over your identity. Spent is a minimal AI expense tracker that does the boring part for you. Say what you spent. Snap a receipt. Tap with Apple Pay. AI sorts it, your month adds up, and you close the app. That's the whole job. ANONYMOUS BY DESIGN No account. No identity. No external database. Your transactions live on your phone and sync only through your own private iCloud. Your money is nobody's business. SUBSCRIPTION REQUIRED Spent includes a free trial (cancel anytime). After the trial ends, an active monthly or yearly auto-renewing subscription is required to continue using the app. Full subscription details are listed below. WHAT MAKES IT DIFFERENT → Just say it. Hit the mic or use Siri — "twelve bucks at Starbucks." Amount, merchant, category, done. → Snap a receipt. Photograph it or drop a screenshot from your banking app. AI reads every line item. → Tap, pay, tracked. Apple Pay purchases logged automatically via Shortcuts — no bank link, no credentials shared. → AI categorizes everything. Groceries, eating out, utilities, subscriptions — sorted the moment they land. Merchant logos included. → Budgets that keep up. One number for the month, or per-category limits and bills with live progress and no surprises. → Recurring & subscription tracking. Netflix, Spotify, rent — set them once and Spent handles the rest. → Share a wallet. Track a household, a couple, or a trip with live sync — fully private to the people in it. → Scan a statement. Drop a screenshot of your bank app, AI imports the transactions, you keep tracking. → Works offline-first. Manage your money anywhere, sync when you want. WHO IT'S FOR People who want a real budget planner and expense manager — without a 40-step onboarding, without surrendering bank credentials, and without becoming the product. Anonymous spending tracking that actually respects you. SUBSCRIPTION DETAILS Spent offers two auto-renewing subscription options: YEARLY SUBSCRIPTION — with free trial (cancel anytime) MONTHLY SUBSCRIPTION — with free trial (cancel anytime) • Payment will be charged to your iTunes Account at confirmation of purchase. • The subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. • Your account will be charged for renewal within 24 hours prior to the end of the current period. • You can manage your subscription and turn off auto-renewal by going to your Account Settings after purchase. • Any unused portion of the free trial will be forfeited if you purchase a subscription. Terms of Use: https://get-spent.app/terms Privacy Policy: https://get-spent.app/privacy
HomeSplit
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HomeSplit makes sharing expenses with the people you live with effortless. Whether you're splitting rent with roommates, managing a household budget with your partner, or sharing costs with family, HomeSplit keeps everyone on the same page. SPLIT EXPENSES FAIRLY Add an expense once and HomeSplit divides it for you. Split equally or by custom amounts, and always know exactly who owes what. SETTLE UP IN A TAP See balances at a glance and settle up without the awkward math. No more chasing people for money. SHARED GROCERIES & CHORES Keep a shared grocery list everyone can update, and divide household chores so nothing falls through the cracks. CLEAR REPORTS Understand where your money goes with simple spending reports for your household. BUILT FOR HOUSEHOLDS Create a household, invite the people you share with, and manage everything together. Multi-currency support keeps things accurate wherever you are. Sign in securely with your Google account and get started in seconds.
Screenshots
Verdict
The clearest difference is in-app purchases: HomeSplit at none against AI Expense Tracker's 4. HomeSplit also leads on update cadence (every 4 days vs every 2 weeks) and iOS requirement (13.0 vs 26.2). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. AI Expense Tracker sells 4 in-app purchases, starting at $3.99 per month. HomeSplit asks for nothing beyond the download.
AI Expense Tracker ships an update every 2 weeks, HomeSplit every 4 days. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.
| Parameter | AI Expense Tracker | HomeSplit |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 2 weeks | Every 4 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Subscription | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 26.2 | 13.0 — better |
| Further details — not scored | ||
| Size | 37 MB | 24 MB |
| Age rating | 4+ | 4+ |
| Developer | Eduardo Ozanan Correia | Victor Malai |
In-app purchases
AI Expense Tracker
- 1-Month Full Access7 Days trial$3.991 Month
- 1-Month Family Full Access7 Days trial$5.991 Month
- 12-Month Full Access7 Days trial$29.991 Year
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- 12-Month Family Full Access7 Days trial$49.991 Year
HomeSplit
No in-app purchases









