Numio vs Asset Packet

Know what you own, what you owe, what keeps renewing, and what you use every day. Numio is a local-first personal asset organizer that brings your accounts, credit cards, investments, subscriptions, and important belongings into one place. You do not need to log every purchase to understand your assets, renewals, and belongings. Asset management - View your net worth, total assets, total liabilities, account structure, and currency allocation - Manage cash, bank accounts, digital wallets, stored-value cards, term deposits, and multi-currency accounts - Track credit cards, shared credit limits, statement dates, payment due dates, and annual fee progress - Record balance changes, expenses, income, top-ups, and repayments - Track receivables, payables, and expected settlement dates - Organize accounts with groups, sorting options, and custom card designs - Manage stocks, ETFs, funds, fixed-income products, investment insurance, gold, silver, and crypto assets - Estimate term deposit interest and total value at maturity, and track insurance current values and expected payouts - Update low-frequency valuations and unrealized gains or losses for supported investments Subscription management - Manage automatic and manual renewals, third-party memberships, free trials, and lifetime purchases - Record payment history, service periods, plan upgrades, downgrades, and price changes - Manage shared memberships and each member’s service period - Review average daily, monthly, and yearly spending - Receive local reminders before renewals, charges, or expiration dates - Share an app from the App Store to Numio to create a subscription more quickly Belongings - Record purchase prices, dates, retailers, warranties, and current status - Track repairs, maintenance, cleaning, upgrades, sales, and disposal - Manage repairs, maintenance, accessories, and supplies under each belonging, with related spending included in its cost - Understand long-term value through days in use and daily ownership cost - Manage consumable inventory, expiration dates, wish lists, and regret lists - Paste purchase links from Taobao, Tmall, JD, or Pinduoduo to help fill in purchase details - On supported devices, use Apple Intelligence to extract reviewable order information entirely on device More capabilities - Use Home Screen widgets for assets, accounts, credit cards, subscriptions, and consumables - Keep data on your device by default, with no account required - Export JSON backups, CSV spreadsheets, and local diagnostic files - Optionally save and sync snapshots through iCloud or WebDAV - Protect information in the app switcher with a privacy cover - Use Numio in Simplified Chinese, Traditional Chinese, or English Numio does not provide real-time quotes, trading, or investment advice, and it does not require a complete expense history. It helps you understand your accounts, investments, subscriptions, and belongings with less daily maintenance.

Asset Packet is a local-first personal asset manager built around a card-based overview. You can customize card styles and track cash, bank accounts, real estate, stocks, funds, gold, and other assets and liabilities in one place. Each asset category is presented as a card, so you can quickly scan totals, open details, and keep daily records organized. Key features: - Card-based overview for assets, liabilities, holdings, rules, and charts - Customizable cards, allowing you to display your assets in the way you prefer - Cash and fixed asset records with owner, currency, platform, notes, and custom card appearance - Stock, fund, crypto, and gold holdings with public price lookup for local valuation - Liability tracking for mortgages, credit cards, consumer loans, and other debt - Manual ledger records for increases and decreases on individual assets - Recurring rules for deposits, repayments, investments, and routine adjustments - Net worth, total assets, liabilities, allocation, and strategy charts - Import and export for local backup and device migration - App Lock, privacy overlay, recycle bin, theme settings, module management, and card sorting Privacy-first design: Asset Packet does not require an account. User-entered assets, liabilities, holdings, rules, notes, and card backgrounds are stored locally on the device. Exported backups are controlled by the user. Network access is used only for public market prices, exchange rates, Apple purchase status, email support, and related app functions. Important notice: Asset Packet is a personal record, valuation, and organization tool. It does not provide investment advice, securities consulting, fund sales, insurance sales, loan matching, payment services, brokerage services, trade matching, automated trading, tax advice, accounting advice, or legal advice. Public price data may be delayed, inaccurate, or temporarily unavailable and should not be used as the basis for financial decisions. Privacy Policy URL：https://www.assetpacket.top/privacy.html Terms/EULA：https://www.assetpacket.top/terms.html