Numio vs Lumori

Know what you own, what you owe, what keeps renewing, and what you use every day. Numio is a local-first personal asset organizer that brings your accounts, credit cards, investments, subscriptions, and important belongings into one place. You do not need to log every purchase to understand your assets, renewals, and belongings. Asset management - View your net worth, total assets, total liabilities, account structure, and currency allocation - Manage cash, bank accounts, digital wallets, stored-value cards, term deposits, and multi-currency accounts - Track credit cards, shared credit limits, statement dates, payment due dates, and annual fee progress - Record balance changes, expenses, income, top-ups, and repayments - Track receivables, payables, and expected settlement dates - Organize accounts with groups, sorting options, and custom card designs - Manage stocks, ETFs, funds, fixed-income products, investment insurance, gold, silver, and crypto assets - Estimate term deposit interest and total value at maturity, and track insurance current values and expected payouts - Update low-frequency valuations and unrealized gains or losses for supported investments Subscription management - Manage automatic and manual renewals, third-party memberships, free trials, and lifetime purchases - Record payment history, service periods, plan upgrades, downgrades, and price changes - Manage shared memberships and each member’s service period - Review average daily, monthly, and yearly spending - Receive local reminders before renewals, charges, or expiration dates - Share an app from the App Store to Numio to create a subscription more quickly Belongings - Record purchase prices, dates, retailers, warranties, and current status - Track repairs, maintenance, cleaning, upgrades, sales, and disposal - Manage repairs, maintenance, accessories, and supplies under each belonging, with related spending included in its cost - Understand long-term value through days in use and daily ownership cost - Manage consumable inventory, expiration dates, wish lists, and regret lists - Paste purchase links from Taobao, Tmall, JD, or Pinduoduo to help fill in purchase details - On supported devices, use Apple Intelligence to extract reviewable order information entirely on device More capabilities - Use Home Screen widgets for assets, accounts, credit cards, subscriptions, and consumables - Keep data on your device by default, with no account required - Export JSON backups, CSV spreadsheets, and local diagnostic files - Optionally save and sync snapshots through iCloud or WebDAV - Protect information in the app switcher with a privacy cover - Use Numio in Simplified Chinese, Traditional Chinese, or English Numio does not provide real-time quotes, trading, or investment advice, and it does not require a complete expense history. It helps you understand your accounts, investments, subscriptions, and belongings with less daily maintenance.

Know what's next. Lumori keeps bills, subscriptions, renewals and important expiry dates in one simple timeline, so you can see what's coming before it becomes urgent. TRACK LIFE'S IMPORTANT DATES Keep subscriptions, bills, passports, licences, visas, insurance, domains, memberships and other recurring or one-off dates in one place. SMART NUDGES Lumori's reminders become more timely as a date gets closer. Choose 1, 2 or 3 reminders per day and set the delivery times that work for you. A CLEAR TIMELINE See what's overdue, due today, coming in the next 7 days and later — without digging through calendars or notes. CALENDAR & INSIGHTS Browse upcoming dates in Calendar and review bills and subscriptions by month or year. When multiple currencies are present, Lumori keeps them separate rather than mixing totals. HOME SCREEN WIDGETS Keep upcoming items visible with small and medium widgets. App Lock keeps private details hidden when privacy matters. MAKE IT YOURS Choose Light, Dark or System appearance, accent colours, app fonts and heading styles. ENGLISH + 简体中文 Switch Lumori's language instantly inside the app. Dates and Lumori-owned text follow your selected language while your own item names and financial data stay unchanged. PRIVATE BY DESIGN Lumori works without analytics, tracking or advertising SDKs. Your reminders and Smart Nudges are created on device. Use Lumori for the things you don't want to remember too late.