Numio vs Pigni

Know what you own, what you owe, what keeps renewing, and what you use every day. Numio is a local-first personal asset organizer that brings your accounts, credit cards, investments, subscriptions, and important belongings into one place. You do not need to log every purchase to understand your assets, renewals, and belongings. Asset management - View your net worth, total assets, total liabilities, account structure, and currency allocation - Manage cash, bank accounts, digital wallets, stored-value cards, term deposits, and multi-currency accounts - Track credit cards, shared credit limits, statement dates, payment due dates, and annual fee progress - Confirm credit card statements, separate amounts due from unbilled spending, and apply repayments to a specific statement - Record balance changes, expenses, income, top-ups, and repayments - Track receivables, payables, and expected settlement dates - Organize accounts with groups, sorting options, and custom card designs - Record property and vehicle purchases, manually update their values, and link loans - Track mortgages, car loans, and other loans, with remaining installments, actual payments, and reminders - Organize insurance policies, insured people, coverage, premiums, and renewals, including lifetime coverage and paid-up status - Manage stocks, ETFs, funds, fixed-income products, investment insurance, gold, silver, and crypto assets - Group multi-currency cash and holdings at the same broker or platform in an investment account - Estimate term deposit interest and total value at maturity with reminders before it arrives, and track insurance current values and expected payouts - Update low-frequency valuations and unrealized gains or losses for supported investments Subscription management - Manage automatic and manual renewals, third-party memberships, free trials, and lifetime purchases - Record payment history, service periods, plan upgrades, downgrades, and price changes - Manage shared memberships and each member’s service period - Review average daily, monthly, and yearly spending - Receive local reminders before renewals, charges, or expiration dates - Share an app from the App Store to Numio to create a subscription more quickly Belongings - Record purchase prices, dates, retailers, warranties, and current status - Track repairs, maintenance, cleaning, upgrades, sales, and disposal - Manage repairs, maintenance, accessories, and supplies under each belonging, with related spending included in its cost - Understand long-term value through days in use and daily ownership cost - Manage consumable inventory, expiration dates, wish lists, and regret lists - Paste purchase links from Taobao, Tmall, JD, or Pinduoduo to help fill in purchase details - On supported devices, use Apple Intelligence to extract reviewable order information entirely on device Numio Pro Eligible users can try all Pro features free for 7 days. The trial ends automatically with no automatic charge. A separate one-time purchase unlocks lifetime Pro access. More capabilities - Use Home Screen widgets for assets, accounts, credit cards, subscriptions, and consumables - Keep data on your device by default, with no account required - Export and restore Numio backup packages, export ZIP archives and CSV spreadsheets, and export local diagnostic files - Optionally save and sync snapshots through iCloud or WebDAV - Protect information in the app switcher with a privacy cover - Use Numio in Simplified Chinese, Traditional Chinese, or English Numio does not provide real-time quotes, trading, or investment advice, and it does not require a complete expense history. It helps you understand your accounts, investments, subscriptions, and belongings with less daily maintenance.

Pigni is a local-first expense tracker that turns screenshots, voice notes, manual entries and imported bills into records you can review before saving. With Pigni, you can: • Review spending with calendars, trends and category reports; • Extract candidate details from bill screenshots and confirm them before saving; • Create entries quickly with voice or natural language; • Manage multiple ledgers, budgets, accounts, tags, refunds and reimbursements; • Import and export data, with optional iCloud backup; • Configure a compatible provider for optional AI-assisted organization and analysis. Your ledger stays on your device by default. Camera, photo, microphone, speech recognition, notification and biometric permissions are requested only when the corresponding feature needs them. Third-party AI, iCloud backup and feedback are used only when you configure or start them. AI and OCR results may be incomplete or incorrect. Verify important financial records against your bank, payment provider or official receipt. Some advanced features require membership; prices, periods and renewal details are shown on Apple's purchase confirmation screen. Privacy Policy: https://lagomfan.github.io/pigni-legal/privacy/ User Agreement: https://lagomfan.github.io/pigni-legal/user-agreement/