Numio vs 心安

Know what you own, what you owe, what keeps renewing, and what you use every day. Numio is a local-first personal asset organizer that brings your accounts, credit cards, investments, subscriptions, and important belongings into one place. You do not need to log every purchase to understand your assets, renewals, and belongings. Asset management - View your net worth, total assets, total liabilities, account structure, and currency allocation - Manage cash, bank accounts, digital wallets, stored-value cards, term deposits, and multi-currency accounts - Track credit cards, shared credit limits, statement dates, payment due dates, and annual fee progress - Confirm credit card statements, separate amounts due from unbilled spending, and apply repayments to a specific statement - Record balance changes, expenses, income, top-ups, and repayments - Track receivables, payables, and expected settlement dates - Organize accounts with groups, sorting options, and custom card designs - Manage stocks, ETFs, funds, fixed-income products, investment insurance, gold, silver, and crypto assets - Group multi-currency cash and holdings at the same broker or platform in an investment account - Estimate term deposit interest and total value at maturity with reminders before it arrives, and track insurance current values and expected payouts - Update low-frequency valuations and unrealized gains or losses for supported investments Subscription management - Manage automatic and manual renewals, third-party memberships, free trials, and lifetime purchases - Record payment history, service periods, plan upgrades, downgrades, and price changes - Manage shared memberships and each member’s service period - Review average daily, monthly, and yearly spending - Receive local reminders before renewals, charges, or expiration dates - Share an app from the App Store to Numio to create a subscription more quickly Belongings - Record purchase prices, dates, retailers, warranties, and current status - Track repairs, maintenance, cleaning, upgrades, sales, and disposal - Manage repairs, maintenance, accessories, and supplies under each belonging, with related spending included in its cost - Understand long-term value through days in use and daily ownership cost - Manage consumable inventory, expiration dates, wish lists, and regret lists - Paste purchase links from Taobao, Tmall, JD, or Pinduoduo to help fill in purchase details - On supported devices, use Apple Intelligence to extract reviewable order information entirely on device More capabilities - Use Home Screen widgets for assets, accounts, credit cards, subscriptions, and consumables - Keep data on your device by default, with no account required - Export and restore Numio backup packages, export ZIP archives and CSV spreadsheets, and export local diagnostic files - Optionally save and sync snapshots through iCloud or WebDAV - Protect information in the app switcher with a privacy cover - Use Numio in Simplified Chinese, Traditional Chinese, or English Numio does not provide real-time quotes, trading, or investment advice, and it does not require a complete expense history. It helps you understand your accounts, investments, subscriptions, and belongings with less daily maintenance.

我拥有什么，它们现在价值多少，以及正在如何变化。 让每一份拥有，都清晰可见。 心安，意味着安心。 一款帮助你管理个人资产的 App，把分散的资产汇聚在一个地方。 我们不鼓励记录每一笔琐碎消费，而是用更简单的方式，帮你看清重要资产，以及它们随时间发生的变化。 记录购买时间、价格等信息，为每项资产建立专属档案，持续了解它们现在大约值多少。 主要功能 — 流动资产 现金、银行卡、账户余额等统一记录，清楚掌握资金分布。 — 股票与基金 记录持仓与投资信息，查看行情、涨跌和资产变化。 — 房产与车辆 统一管理房产、车辆等大额资产，了解长期资产配置。 — 个人物品 包包、手表、珠宝首饰等，记录购买时间与价格，持续追踪价值变化。 — 智能提醒 资产不只是被记录，也需要被关注。及时获取投资变化、服务到期、还款节点等重要提醒。 — 共享与传承 支持家庭资产整理与共享，让重要资产信息长期保存，为未来的财富传承留下完整记录。 — 资产总览 汇总不同类型资产，一眼了解资产结构与财富变化。 — 简单而私密 无需复杂表格，也不必每天记账，只记录真正重要的变化。 — 细腻的使用体验 简洁界面、清晰层级与个性主题，让资产管理更轻松。 认真记录拥有，也更清楚未来 财富管理不一定从记录每一笔支出开始。 有时候，只需要知道—— 使用条款（EULA）：https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ 隐私政策：https://api.dwmatt.cn/api/agreement/page?code=privacy