Budget Tracker vs Flosna

VeroSpend is the money app for the way income actually works today — irregular, multi-source, sometimes shared. Built for creators, freelancers, founders, and dual-income households who want to stop wondering where the paycheck went and start making it work. PLAN EVERY PAYDAY — SALARY VISUALIZER Turn your monthly net into an allocation plan in seconds. Set fixed-amount or proportional buckets for housing, food, savings, leisure, debt — anything you care about. Toggle bills between monthly and yearly (with an optional "distribute across the year" mode), watch a 12-month projection chart of your biggest expenses, and auto-generate the matching fixed-expense entries on the day you pick. GOALS THAT BUILD MOMENTUM Save with purpose. Set a target amount, a deadline, and a photo of what you're saving for. Color-coded progress bars, deadline countdowns, and milestone tracking keep momentum visible. Auto-contributions, round-ups, and "share a % of every paycheck" all live here. BUDGETS & FIXED EXPENSES Per-category monthly budgets, recurring bills (loans, subscriptions, tuition, insurance), and pre-filled pending transactions you mark as paid in a single tap. ACCOUNTS, NET WORTH & REAL ESTATE Track checking, savings, credit, loans, real estate, and other assets in one place. Real estate is a first-class account type with cash-flow modeling, so rental income and mortgages roll into your net worth correctly. DEBT PAYOFF Choose avalanche or snowball, see a projected debt-free date, and watch the timeline shrink with every payment. HOUSEHOLD & MULTI-PROFILE Separate profiles for each person and joint accounts that appear in both ledgers — no double-counting, no manual splitting. Switch profiles in a tap, or view Over All for the combined picture. VOICE, CAMERA & WIDGETS Add transactions by voice. Scan receipts with the camera (OCR fills the amount and merchant). Pin Net Worth, Goals, Cash Flow, and more to your home screen — and pick from 10 color themes that apply to the entire app too. PRIVATE BY DESIGN Your data lives on-device. No accounts required, no cloud sync you didn't ask for, no ad tracking. CURRENCY FLEXIBILITY Hold multiple currencies, switch the display currency from a pill on the home screen, and let the app convert as you go. VeroSpend is iOS-native, built with SwiftUI for buttery typing performance even in the heaviest sheets. No web wrappers. Designed and maintained by a solo developer who uses it daily. Different Languages: Rastreador de Presupuesto, Suivi du Budget, Budget-Tracker, Monitoraggio del Budget, Controle de Orçamento, Budget tracker, Трекер бюджета, Monitor Budżetu, Bütçe Takipçisi, متتبع الميزانية, बजट ट्रैकर, বাজেট ট্র্যাকার, بجٹ ٹریکر, Pelacak Anggaran, Penjejak Bajet, Theo Dõi Ngân Sách, ตัวติดตามงบประมาณ, 予算トラッカー, 예산 추적기, 预算追踪器 Get started in under two minutes — onboarding sets up your first profile, salary, and allocation in a few taps.

Flosna means "our money." It is a personal finance app that helps you record income and expenses, create budgets, monitor savings goals, and review financial reports in one place. Whether you want to manage daily spending, organize your monthly budget, or keep track of your financial activity, Flosna provides tools to record transactions, analyze reports, and organize your finances — all without a bank connection or online account. EXPENSE TRACKER Record expenses, income, and transfers in seconds. - Add expenses and income - Transfer money between accounts - Edit or delete transactions - Attach notes and receipt images - Search and filter records - Organize transactions with categories BUDGET PLANNER Create budgets that fit your financial planning. - Daily budgets - Weekly budgets - Monthly budgets Monitor your budget progress and compare planned spending with recorded expenses, so you always know where you stand before the month ends. SAVINGS GOALS Create savings goals and monitor your progress toward each one. Examples include: - Emergency fund - Vacation - Car - Home - Education - Shopping - Custom goals Set a target amount and optional deadline, then track your contributions over time. REPORTS & CHARTS Review your financial activity with reports and interactive charts. Available reports include: - Income reports - Expense reports - Budget reports - Savings reports - Monthly summaries - Category analysis - Balance history Charts help you review spending patterns over different periods, so trends are easy to spot at a glance. FINANCIAL HEALTH SCORE View a financial health score calculated from your recorded budgets, expenses, savings, and goals. The score comes with a breakdown of what's driving it and practical recommendations to help you improve it over time. FINANCIAL SIMULATOR Create financial scenarios using your recorded information to estimate future balances based on planned income, expenses, or savings changes — a simple way to test a decision before you make it. SUBSCRIPTION TRACKER Manage recurring payments by recording subscriptions such as streaming services, internet, mobile plans, insurance, memberships, and software subscriptions, with a clear view of what's due and when. RECEIPT ATTACHMENTS Attach receipt images to transactions to keep supporting documents together with your financial records, so proof of purchase is never separated from the entry. ACCOUNTS & CATEGORIES Create multiple accounts including cash, bank accounts, savings accounts, credit cards, and digital wallets. Customize categories to organize expenses and income according to your needs. MULTI-CURRENCY Manage your finances using different currencies, with support for symbols and formats from around the world. 14 SUPPORTED LANGUAGES Use Flosna in your preferred language, with support for 14 languages including English, French, and Arabic with full right-to-left layout. THEMES Personalize the appearance of the application with Light, Dark, Midnight, Fintech, Flosna, and additional themes. PRIVACY & SECURITY Protect your financial records with: - PIN protection - Biometric authentication (supported devices) - Local data storage - Offline access Your data remains available on your device even without an internet connection, and nothing is uploaded or shared without your action. EXPORT REPORTS Export reports in: - PDF - Excel - JSON Share reports whenever needed, so your records are always yours to keep. DAILY REMINDERS Create reminders for recording expenses and managing your budget, so tracking your money becomes a daily habit instead of an afterthought. Flosna helps you organize income, expenses, budgets, savings goals, and financial reports in a single application for everyday personal finance management — private, offline, and built around your daily habits.