Budget Tracker vs Expense Tracker

VeroSpend helps you understand your money and decide what to do next. TALK TO VERO Describe your income, bills, and savings goals by text or voice. Vero remembers the conversation for your selected profile and uses your saved financial totals to give practical guidance. TRACK EVERYDAY SPENDING Say “I paid 250 for coffee” to record a clear completed purchase in chat. Review and edit your transactions in Activity. Add expenses and income manually whenever you prefer. SCAN AND REVIEW Choose a receipt or screenshot, review its recognized text, and let AI suggest tracker entries. Check the details before saving. Text recognition runs on your device; only the reviewed text is sent for AI analysis. PLAN YOUR MONTH Track income, category budgets, recurring expenses, debts, accounts, and savings goals. Customize your Home widgets and keep separate financial profiles on your device. FIND OPPORTUNITIES Search the web for current jobs, savings rates, and offers, or ask Vero to review your saved finances. Web searches use your query and country; saved financial totals are not added to the search. SIMPLE AI CREDITS One credit covers one AI inquiry and reply or one document analysis. Your wallet starts with 25 welcome credits. From the following day, receive 2 daily credits that reset at 00:00 UTC and do not accumulate. Optional packs offer 100 credits for US$0.99 or 1,200 credits for US$9.99; local App Store prices may vary. Welcome and purchased credits never expire. Automatic retries do not cost extra. On-device entries do not use credits. YOUR DATA, YOUR CHOICE Financial records stay on your device unless you export or share them. Cloud AI requires your consent. Wallet balances and verified purchase records are stored securely on the backend. Save your private wallet recovery key before changing devices. AI guidance can be incomplete or wrong. Verify important financial decisions with qualified professionals. VeroSpend cannot move money or access your bank credentials. Privacy: https://verospend-financial-guide.qnsub.workers.dev/privacy Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Tally is a high-speed, local-first personal expense tracker, smart receipt scanner, and bank statement reconciler designed to give you clarity and control over your finances—with zero friction and uncompromising privacy. KEY FEATURES: INSTANT ON-DEVICE RECEIPT SCANNER Snap paper receipts, grocery bills, or restaurant orders. Tally's on-device neural OCR extracts merchant names, dates, amounts, itemized breakdowns, and 9% Singapore GST directly on your device in seconds—no internet connection required. BANK E-STATEMENT AUTO-RECONCILIATION Import PDF and CSV e-statements from leading banks (DBS, POSB, OCBC, UOB, and international bank exports). Tally automatically reconciles salary credits, recurring utility bills, and merchant charges, flagging duplicates and categorizing transactions in seconds. SAFE-TO-SPEND REAL-TIME ALLOWANCE Know exactly how much you can safely spend today without breaking your monthly budget or savings goals. Dynamic daily budgeting prevents overspending before payday. GOOGLE SHEETS LIVE SYNC Sync your financial records seamlessly with your personal Google Sheets. Work on your iPhone on the go, and review full sheets on your Mac or laptop anytime with automated two-way sync. REGIONAL MULTI-CURRENCY & TRAVEL FX Effortlessly track multi-currency accounts and foreign expenses across SGD, MYR, IDR, THB, USD, and 150+ ISO 4217 currencies with real-time rate normalization and travel audit trails. GROUP SPACES & SMART SPLIT BILL Share expenses with roommates, travel buddies, or family. Effortlessly split group restaurant bills with accurate itemized tax, tip, and service charge breakdowns, downloadable receipt cards, and multi-payment options (PayNow, GrabPay, Bank Transfer, QR, PayPal, Wise, Zelle). PERSONAL PAYMENT METHOD HUB Keep your bank accounts, digital wallets, and payment links organized in one place with instant 1-click import from your active wallets. Effortlessly include your payment details when sharing bills. 150+ GLOBAL CURRENCIES & DECIMAL RULES Track transactions in your local currency or while traveling abroad with automatic decimal normalization (ISO 4217) and international formatting standards. 100% PRIVATE & OFFLINE FIRST Your financial records belong to you alone. Tally works completely offline by default, requires no account creation, contains zero ads, and is protected by Apple Secure Enclave with Face ID / Touch ID. EXPORT READY FOR REIMBURSEMENT Export clean CSV sheets, XLSX spreadsheets, and expense summaries in a single tap for corporate claims, GST tax write-offs, or personal accounting. SUBSCRIPTION INFORMATION & TERMS OF USE (EULA): • Tally offers auto-renewable subscriptions (Tally Pro) for monthly and yearly plans, as well as a one-time lifetime purchase option. • Payment will be charged to your Apple ID account at confirmation of purchase. • Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. • Account will be charged for renewal within 24 hours prior to the end of the current period. • Subscriptions may be managed and canceled by going to your App Store Account Settings after purchase. Official Links: • Terms of Use (Standard Apple EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ • Privacy Policy: https://tally.msyusw.com/privacy.html