Ratibi vs محفظة Mihfadah

Ratibi is a salary-based money organizer designed to help you understand where your money goes and how much you can safely spend each day. Instead of only tracking expenses, Ratibi focuses on your salary cycle. Add your salary, bills, envelopes, expenses, and savings goals, then Ratibi helps you see your daily safe spending, remaining salary, upcoming obligations, and smart financial insights. Key Features: • Daily safe spending estimate • Salary cycle tracking • Expense and income activity log • Budget envelopes for categories • Bills and installments tracking • Savings goals and contributions • Smart insights about spending and goals • PDF and CSV export for Premium users • Arabic and English support • Local-first data storage Ratibi Premium unlocks: • No ads • Unlimited envelopes • Unlimited bills and installments • Unlimited goals • Full smart insights • PDF and CSV export • Advanced reports Ratibi helps you stay organized, avoid surprises before the next salary, and build better financial habits. Disclaimer: Ratibi is a budgeting and expense organization app. It does not provide financial, investment, tax, or legal advice. Keywords: budget,expense,bills,salary,savings,goals,finance,money,tracker,Gulf What’s New in This Version: Initial release of Ratibi — a salary-based budget planner for expenses, bills, envelopes, goals, smart insights, and Premium export features. Terms uf use: https://sites.google.com/view/ratibi-terms/home Privacy Policy URL: https://sites.google.com/view/ratibiprivacy/home Copyright: © 2026 ALILOU DIGITAL LTD

Mihfadah (محفظة) is a bilingual personal finance app built for Arabic speakers worldwide. FEATURES: • Dashboard — see your full financial picture at a glance • Income & Expenses — track what comes in and goes out • Budget Planner — set category targets and monitor spending • Financial Goals — Hajj, emergency fund, car, retirement and more • Investments & Savings — cash, gold, Jam'iyah (جمعية), stocks • Loans & Instalments — track monthly payments and balances • Zakat Calculator — calculate your annual Zakat with nisab check • Net Worth — assets minus liabilities with 6-month trend • Yearly View — 12-month income and savings summary PRIVACY FIRST: All your financial data is stored encrypted on your device only. Nothing is sent to any server. No account required. BILINGUAL: Full Arabic and English support with right-to-left layout.