Finance Helper vs Spending Tracker

Finance Helper is your personal finance app for iPhone, iPad and Mac – simple, secure and with no developer cloud at all. Keep track of your accounts, spending and savings goals. Everything on your device, everything under your control. --- START FOR FREE --- 1 profile, 3 accounts, 10 budget entries, 1 savings goal Dashboard with net worth & cash flow Manual bookings & transactions Finance Score – your personal financial health score Basic budget planning --- FINANCE HELPER PRO --- All limits removed – for everyone who wants more: Unlimited profiles, accounts, budgets & goals iCloud Sync: your data on all your devices Bank import: CSV import from 40+ Swiss banks (UBS, ZKB, Raiffeisen, Neon, Yuh, PostFinance, Migros Bank, Swisscard and more) – your bank is detected automatically; plus a flexible import for other banks Automatic categorization with custom rules Duplicate detection & bulk editing Budget planner: plan vs. actual, Sankey diagram, AI suggestions Goals tracker: forecast, priority, emergency-fund buffer Wealth forecast over 1, 5, 10 and 20 years Asset allocation: cash / investments / debt / retirement savings Export: PDF report & CSV export of all data Home Screen widget: your balance always in view --- YOUR DATA BELONGS TO YOU --- Finance Helper does not store any data on its own servers. No tracking, no ads, no sign-up required. All data stays on your device – with iCloud Sync turned on, only in your own Apple account. --- EULA --- https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

YouSpend – Expense Tracker & Budget Planner YouSpend is your everyday expense tracker, budget planner, and personal finance manager. Organize your money, keep receipts in one place, and manage shared budgets with your partner, family, or friends, all without connecting your bank accounts. Whether you’re managing household bills, planning a trip, or keeping an eye on daily spending, YouSpend helps you understand where your money goes. BUDGETS FOR EVERY PART OF LIFE - Create wallets and separate budgets for groceries, travel, household expenses, and personal projects. - Use each wallet as a digital budget jar to organize related budgets and see how much you have left. - Choose monthly, trip, or all-time budgets to match the way you spend. TRACK EXPENSES IN SECONDS - Record everyday spending, from your morning coffee and daily transit to shopping and dining out. - Categorize each expense and assign it to the right budget. - Set up recurring expenses for regular bills and subscriptions instead of entering the same payments every time. MANAGE SHARED SPENDING TOGETHER - Share wallets and budgets with invited people. - Plan with your partner, manage family expenses, or track spending on a trip with friends. - Keep personal spending separate while staying up to date on the budgets you share. KEEP YOUR RECEIPTS ORGANIZED - Take photos of receipts or select images from your photo library. - Use the built-in receipt scanner to recognize merchants, dates, and amounts with Apple Vision. - Attach receipts to expenses so the details are easy to find later. - Receipt recognition happens directly on your device. UNDERSTAND YOUR SPENDING - See where your money goes with clear category breakdowns and spending trends. - Check your remaining budget to help plan your next purchase. - Export expenses as Excel (.xlsx) or CSV files for use in spreadsheets and other apps. MADE FOR IPHONE AND IPAD - Enjoy an easy-to-use interface with layouts optimized for iPhone and iPad. - Switch seamlessly between light and Dark Mode. - Keep your data synced across your Apple devices through iCloud and CloudKit. PRIVACY FROM THE START - No ads and no tracking. - No connection to bank accounts. - No external analytics or crash reporting SDKs. - On-device receipt recognition. - Share budgets with the people you invite. Less guesswork. More clarity. Your spending, organized with YouSpend. TERMS & PRIVACY YouSpend Terms of Use: [https://youspend.app/terms](https://youspend.app/terms) Apple Standard EULA: [https://www.apple.com/legal/internet-services/itunes/dev/stdeula/](https://www.apple.com/legal/internet-services/itunes/dev/stdeula/) Privacy Policy: [https://youspend.app/privacy](https://youspend.app/privacy)