Moni vs SplitSpace

Moni helps you understand and organize your money—without connecting to your bank accounts. Track your accounts, income, expenses, transfers, and balances in one private place. Build flexible budgets, plan for recurring payments, set goals, and stay on top of money you owe or are owed. With Moni you can: • Manage your money independently or share a household with the people you trust • Manage cash, bank, credit-card, and other accounts • Record income, expenses, transfers, and notes • Create budgets and organize spending by categories • Review your activity, search transactions, and export filtered records • Plan recurring bills and subscriptions • Track amounts owed, repayments, and income receivables • Use multiple currencies and keep your finances organized your way Your financial information is recorded and managed by you. Moni does not connect to your bank or initiate financial transactions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

SplitSpace keeps the money and the chores straight in a house you share. Add what you paid. SplitSpace works out who owes what, down to the cent, and tells you the fewest payments that clear everyone. MONEY Split equally, by percentage, by shares, or by exact amounts. Whatever you pick, the parts add back up to the total. No cent invented, none lost. Every expense shows what it did to your own balance, so you can scan the list instead of doing arithmetic. CHORES Set a rotation once. Mark a chore done and it passes to the next person and schedules itself. Do Tuesday's bins on Thursday and bin day stays Tuesday, because the next date comes from the schedule, not from when you got round to it. A chore nobody did for a month comes back once, not thirty times. SHOPPING One list, live on everyone's phone. Add an item with a quantity and a unit, tick it off in the shop, and your housemates see it's bought before they buy it again. INSIGHTS Where the money actually went, by category and by who paid. Useful for the conversation about why the electricity bill doubled. FREE, AND ACTUALLY USABLE Unlimited expenses. No daily cap on how many you can add. Unlimited housemates. Every split type, balances, settling up, chores and the shopping list, free, for one house. SPLITSPACE PRO One person pays and everyone in the house gets it. In a house of four that works out at about $7.50 each per year. Pro adds unlimited houses, recurring bills that post themselves, your full spending history, export to CSV or PDF, receipt photos and chore reminders. $29.99 per year, $4.99 per month, or $69.99 once for lifetime access. PRIVACY No ads. Nothing sold. Your household's finances aren't a data set. Delete your account from inside the app and it's gone, along with any house where you're the only member. Works on iPhone and iPad. Terms: https://splitspace.kodefoundry.com/terms Privacy: https://splitspace.kodefoundry.com/privacy