PiggyPlan vs SpendNext
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PiggyPlan
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Coffee on the way to work, groceries for the week, a trip to look forward to: PiggyPlan helps you see how everyday spending fits into your plans. RECORD AT YOUR OWN PACE Add income and expenses in simple mode, or use detailed categories when you want a closer look. Include a date and note, search past entries, and edit records as needed. KNOW WHAT YOU CAN SPEND See this month's income, expenses and balance alongside today's spending. Set a monthly budget and check how much remains. Weekly, monthly and yearly charts show spending trends and category breakdowns. KEEP SEPARATE LEDGERS Create ledgers for different purposes and choose a currency for each one. Keep daily spending and travel records separate, with amounts displayed in the selected ledger's currency. GIVE YOUR SAVINGS A PURPOSE Set a target for a holiday, a new laptop or an emergency fund. Record contributions and follow each goal's progress. Savings plans track amounts inside the app; they do not move money between bank accounts. MAKE IT YOURS Choose a warm apricot or cool slate theme. Add a PIN or pattern app lock. Export records as CSV and save a JSON backup file. Currency conversion and adjustable salary and mortgage estimates are also available. Start with one entry, and build a clearer picture of your money.
SpendNext
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Plan your spending. See what’s next. SpendNext is a simple personal finance app that helps you plan your upcoming spending and understand how it may affect your future balance. Add expected expenses and income, set up recurring spending, and see what your balance could look like over time. Plan ahead for bills, subscriptions, daily spending, and bigger purchases. See your expected cash flow on a calendar and understand how much you may have left in the future. Plans change. Adjust them anytime and instantly see how your financial outlook changes. No complicated budgets. No endless charts. Just a simple way to see what’s next. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: PiggyPlan at none against SpendNext's 1. PiggyPlan also leads on iOS requirement (15.0 vs 17.6). SpendNext's advantage is update cadence (daily vs every 4 months). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SpendNext sells 1 one-off in-app purchase. PiggyPlan asks for nothing beyond the download.
PiggyPlan ships an update every 4 months, SpendNext daily. Both last shipped on October 31, 2026.
| Parameter | PiggyPlan | SpendNext |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 months | Daily — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 32 MB | 17 MB |
| Age rating | 4+ | 4+ |
| Developer | 平 王 | 思宇 关 |
In-app purchases
PiggyPlan
No in-app purchases
SpendNext
- Premium Lifetime$6.99









