ioLEDGER vs CIKGOLD

ioLEDGER is a personal expense tracker and ledger designed for people who want full control over their finances. - Log daily expenses and income with categories - Set monthly budgets and get spending alerts - Track credit card billing cycles and due dates - Manage borrowed and lent money with the People Ledger - Log expenses instantly with Quick Add — back tap your iPhone or ask Siri, no app launch needed - Track recurring payments and subscriptions with due date reminders - Backup your data to Google Drive or iCloud - Home screen widget to see your balance at a glance - Sign in with Google or Apple to sync across devices Simple, fast, and private — your data stays yours.

Know your gold. Track your holdings. Understand the market. CIKGOLD is a clean, offline companion for gold owners, collectors, and anyone learning about precious metals. Calculate gold value, track bars, coins, and jewellery, explore spot price trends, and build your knowledge — all on your device, with no account, no ads, and no tracking. Use practical calculators for everyday gold questions. Estimate the value of any weight and purity, check scrap or melt value by karat, convert between karat, fineness, and percentage, compare units such as troy ounces, grams, kilograms, pennyweight, tola, and tael, and break spot prices down by gram or other weights. Plan and compare with tools for gold-silver ratio, profit and loss, bullion coin value, jewellery pricing, premiums over spot, customs and tax, refining yield, and regular savings. Save calculation results to your records so you can review them later. Build a clear portfolio of your physical holdings. Log bars, coins, and jewellery with weight, purity, purchase cost, and notes. See estimated item values, total profit or loss, and a simple breakdown across your metals. Learn the fundamentals with CIKGOLD Academy, a set of 33 original, plain-English lessons covering how gold is measured, bought, stored, and priced. Topics include karat, fineness, hallmarks, weights, bullion coins, storage, premiums, and the forces that move the market. Follow gold, silver, platinum, and palladium through a clean spot view and per-metal charts, designed for education, tracking, and reference. CIKGOLD works fully offline. Your data stays on your device. There is no account, no sign-in, no tracking, and no ads. You can export or import a backup whenever you need. Prices shown in CIKGOLD are realistic on-device sample data for tracking and education, not live market quotes. CIKGOLD does not provide financial or investment advice.