Debt Free Planner vs Debtides

A debt payoff planner — list your debts, pick snowball or avalanche, and watch the balances fall to zero. - List every debt with balance, interest rate and minimum - Snowball or avalanche payoff order, chosen for you - A focus debt marked so you always know what's next - Progress bars as each balance falls from where it started - Payoff-date projection with extra payments (Premium) - Fully offline — no bank linking, no account, no judgment Who it's for For people paying down cards, loans or student debt who want a clear payoff order and visible progress. Subscription Premium is available as a monthly ($24.90) or yearly ($24.90) subscription. Subscriptions auto-renew unless you cancel at least 24 hours before the end of the period. You can cancel anytime in your Apple ID Subscription Settings — no charge on the first day if you cancel during the introductory window. Payment is charged to your Apple ID. Privacy: everything stays on your device by default. No analytics SDKs, no cross-app tracking. Privacy policy at https://bestpaid.app/legal/privacy. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Understand your debt with a clear repayment workspace built around your numbers. Debtides helps you model scenarios, generate payment timelines, record progress, and see how principal, interest, recurring payments, and time shape the path ahead. BUILD A REPAYMENT PLAN • Enter any three values—principal, interest rate, recurring payment, or duration—and let Debtides calculate the fourth. • Choose daily, weekly, biweekly, monthly, bimonthly, quarterly, or yearly payment schedules. • Add a start date for calendar-based payment dates, or plan without one. • Explore changes before committing them to your saved debt. SEE THE FULL TIMELINE • Follow every scheduled payment row by row. • Switch between balance and principal views. • View schedules by payment count or date. • See total debt, added interest, repayment term, progress, remaining balance, and estimated payoff date. TRACK WHAT YOU PAY • Mark individual payments, months, or years as paid. • Keep completed payment history while future balances recalculate. • See your next upcoming payment from the home screen. • Schedule optional local reminders for dated payments. PRIVATE BY DEFAULT Debtides works without registration. Your debt details begin on your device, and creating an account is optional. Sign in only when you want eligible backup, synchronization, and restoration features. Debtides contains no ads and does not sell your personal information. FREE AND PREMIUM The free version includes up to three debt workspaces and the first six payments of each timeline. Debtides Premium unlocks unlimited workspaces and payment tracking, full timeline visibility and editing, cloud backup, and multi-device synchronization. Premium is an auto-renewing monthly subscription managed through the App Store and can be cancelled through your Apple subscription settings. Debtides is a personal planning and tracking tool—not a lender, bank, credit bureau, or financial adviser. Calculations and payoff timelines are estimates. Actual lender results may differ because of fees, compounding methods, posting dates, rate changes, and other contract terms. Verify important figures with your lender or a qualified professional. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/