Mal Digital vs FAB First

Meet Mal. A fully digital, AI-first bank built for people who expect banking to be better. Not another bank with AI added on top. Not the old system in a new app. Mal is built from scratch, guided by Islamic values, and open to everyone. Because waiting 14 business days, printing forms, and hearing “please visit your nearest branch” was not the future we were promised. Need to send money abroad? Ask Mal. Need to understand your spending? Ask Mal. And this is just the beginning. Mal helps you ask, understand, and act in one place, with answers shaped around your budget, spending, and goals. See where your salary went. Check if you’re spending more than you think. Save for Hajj or Umrah. Calculate your Zakat. Handle your money without needing a finance degree. Built on Islamic values. Designed for the world. Made for everyday life. Join the waitlist today and experience banking that moves at the speed of your life, not a legacy system. Mal. Fair by design

Meet FAB FIRST. A new app from FAB that brings together AI, data and insights for a more intelligent and personal banking experience. Your existing FAB Mobile app remains available, with over 200 services at your fingertips. FAB FIRST is the first step towards a whole new way of banking with FAB. AN AI ASSISTANT THAT KNOWS YOUR MONEY: Ask anything about your finances, your products and benefits, or get help with what you need. FAB FIRST understands what you're asking and gives you intelligent answers drawn from your own transactions. How much did I spend on dining last month? What offers do I have? When is my card payment due? Just ask. INSIGHTS THAT FIND YOU: FAB FIRST reads your spending and cashflow patterns and shows you what matters before you think to ask. No searching, no digging. Just the insight you need, right when it’s relevant. DO MORE THAN ASK: Need to pay a bill? Want to move money between accounts? FAB FIRST lets you complete many of your everyday banking transactions, with more being added regularly. For now, you can transfer funds locally, pay your utilities, manage your credit cards, all in a few taps. MANAGE YOUR CARDS: Activate a card, see your card benefits and payment due date, set card controls and spending limits. Full control, right at hand. BUDGETS, BUILT IN: A new budgeting feature that tracks your spending against your budget every month. Set an overall budget or budget by spend category. ONE VIEW OF EVERYTHING: See all your FAB products in one place, along with your spending, budget and cashflow. Everything presented clearly so you always know where you stand. JOIN FAB EASILY: New to FAB? Simply download FAB FIRST and apply for an account. More products coming soon.