Comparison

Birch Wallet vs Purpose Payment

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Birch Wallet

Securely manage your Bitcoin with multi-signature technology. This app facilitates air-gapped signing using devices like SeedSigner, Krux, Jade, and Specter DIY, ensuring your private keys never touch an internet-connected device. Monitor and spend your self-custody Bitcoin with confidence.

Highlights
  • Multi-signature Bitcoin management
  • Air-gapped signing device support
  • SeedSigner, Krux, Jade, Specter DIY integration
  • Monitor and spend self-custody Bitcoin
  • Enhanced private key security
Features
Read full description

Self custody Bitcoin with multi-signature air-gapped signing devices like SeedSigner, Krux, Jade, and Specter DIY. This Bitcoin Multisig Coordinator (P2WSH only) allows monitoring and spending self custody Bitcoin. Never put your Bitcoin private keys on an internet connected device again.

About

Purpose Payment

This app facilitates secure, bank-linked QR code payments, reducing merchant fees and enabling automatic, merchant-funded donations to chosen charities. Users also earn reward points redeemable for exclusive local perks.

Highlights
  • Secure bank-linked QR code payments
  • Lower merchant processing fees
  • Automatic merchant-funded charity donations
  • Earn and redeem reward points
  • Exclusive local and university-related rewards
  • Secure bank connection via Plaid
Features
Read full description

Purpose Payment – A New Way to Pay and Give Back Purpose Payment helps you make every purchase more meaningful. Instead of costly credit cards, we use secure bank-linked QR code payments (ACH) to lower fees for merchants — and turn everyday transactions into opportunities to give back. Each time you pay with Purpose Payment, the merchant’s processing fee is split: one portion supports our platform, and another portion goes to a charity you choose. The donation is always merchant-funded — never from the user — and automatically triggered by the transaction. To make it even more rewarding, you’ll earn points on every payment. Redeem them for exclusive rewards connected to Athens, GA, and the University of Georgia, like UGA merchandise and local experiences. Key Features -Pay merchants instantly with QR codes linked directly to your bank account -Lower-cost payments for merchants compared to credit cards -Automatically support charities, student athletes, and local causes (merchant-funded donations) -Earn reward points and redeem them for Athens & UGA perks -Secure bank connection powered by Plaid, and ACH settlement through Synovus -Purpose Payment: Faster payments. Lower fees. Real impact.

Screenshots

Birch Wallet4 screens
Purpose Payment4 screens

Verdict

The call

The clearest difference is update cadence: Purpose Payment at every 2 weeks against Birch Wallet's every 2 months. Purpose Payment also leads on ratings volume (4 vs 1) and iOS requirement (16.6 vs 18.6). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Birch Wallet against 5.0 for Purpose Payment. Both are backed by a comparable volume of ratings — 1 and 4 respectively.

UpkeepUpdate frequency

Birch Wallet ships an update every 2 months, Purpose Payment every 2 weeks. The most recent releases landed on October 10, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 7 level
Birch Wallet versus Purpose Payment: the parameters behind the verdict, then further details
ParameterBirch WalletPurpose Payment
PriceFreeFree
Rating5.0 (1 ratings)5.0 (4 ratings)
Positive reviews—100.0% of reviews
Number of ratings14 — better
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad — betteriPhone
Requires iOS18.616.6 — better
Further details — not scored
Size25 MB43 MB
Age rating4+4+
DeveloperDerivation 48 LLCPurpose Payment

Customer experience

Birch Wallet

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Purpose Payment

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Birch Wallet

No in-app purchases

None

Purpose Payment

No in-app purchases

Questions

Is Birch Wallet free?
Birch Wallet is free to download, with no in-app purchases.
Is Purpose Payment free?
Purpose Payment is free to download, with no in-app purchases.
Which has better reviews, Birch Wallet or Purpose Payment?
Birch Wallet and Purpose Payment are both rated 5.0 out of 5 on the App Store, from 1 and 4 ratings respectively.
Do Birch Wallet or Purpose Payment have ads?
Neither Birch Wallet nor Purpose Payment shows ads.
Which is updated more often, Birch Wallet or Purpose Payment?
Birch Wallet ships an update every 2 months, and Purpose Payment every 2 weeks. Most recently, Birch Wallet was updated on October 10, 2026 and Purpose Payment on October 25, 2026.

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