Expense Tracker vs 生存记账
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Tracker
Manage your personal and family finances with this secure bookkeeping app. Easily log income, expenses, and transfers, then view clear financial charts to understand your spending habits. Protect your data with a password lock.
- Quick income and expense logging
- Customizable spending categories
- Visual financial charts
- Password protection
- Excel data export (Premium)
- Cloud backup (Premium)
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No cloud uploads. 100% offline bookkeeping! All your income and expense data stays on your device only — no servers, no data collection. Lock your ledger with Face ID / Touch ID for extra privacy, perfect for anyone who cares about financial privacy and doesn't want their data leaked. Daily income & expenses, monthly budgets, categorized bookkeeping, bill statistics, offline storage, a private ledger, quick search, recurring transactions, and backup & restore — a lightweight, ad-free bookkeeping tool. Made for freelancers, students, and anyone who prefers not to upload their financial data. A purely local, offline ledger.
生存记账
A clean and simple personal finance app for tracking income, expenses, and debts. It offers quick recording, automatic recognition of financial details, and comprehensive analysis of your spending and liabilities. Manage cash, credit cards, and installment bills with ease.
- Quick income and expense recording
- Automatic financial detail recognition
- Cash and credit card account management
- Installment bill calculation
- Unified asset and debt view
- Spending analysis and statistics
- Data import and export
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生存日记是一款干净、简单、专注个人收支与负债管理的记账 App。 不用登录，没有广告，打开就能开始记录每一笔收入与支出。 你可以用它记录日常消费、管理现金账户、查看信用卡应还、统计每月收支，也可以通过快捷指令快速完成记账，让记账变得更轻松。 主要功能： • 快速记录收入与支出 • 支持快捷指令记账 • 自动识别金额、分类与账户 • 现金账户管理 • 信用卡账户管理 • 分期账单自动计算 • 本月应还与未来应还统计 • 资产与负债统一查看 • 收支分类统计分析 • 月度交易记录查看 • 自定义分类、颜色与图标 • 微信、支付宝、Excel 账单导入 • 完整数据导出与恢复 • iCloud 数据同步备份 生存日记希望用最简单的方式，帮你看清钱花在哪里、还需要还多少、自己还剩多少。 没有复杂设置，也没有多余打扰。 从今天开始，认真记录自己的生活。
Screenshots
Verdict
The clearest difference is monetization model: 生存记账 at free against Expense Tracker's freemium. 生存记账 also leads on iOS requirement (15.0 vs 26.0). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker sells 1 one-off in-app purchase and 生存记账 sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for Expense Tracker against 5.0 for 生存记账. Both are backed by a comparable volume of ratings — 2 and 1 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
Expense Tracker ships an update every 4 days, 生存记账 every 2 days. Both last shipped on October 31, 2026.
| Parameter | Expense Tracker | 生存记账 |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) | 5.0 (1 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 2 — better | 1 |
| Update frequency | Every 4 days | Every 2 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 26.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 2 MB | 45 MB |
| Age rating | 4+ | 4+ |
| Developer | Quanhong Zhao | 德培 卢 |
Customer experience
Expense Tracker
生存记账
In-app purchases
Expense Tracker
- Bookkeeping Lifetime Premium$2.99
生存记账
- 请我喝杯水$0.99
- 请我喝杯咖啡$0.99
- 请我喝两杯咖啡$2.99
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- 请我喝一壶咖啡$6.99
