Comparison

Settlo AI vs Call It Even

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Settlo AI

Features
Read full description

Split bills smarter with AI. Stop entering every expense manually. Settlo AI helps you split expenses, track shared spending, and settle balances with friends, family, roommates, couples, and travel groups in just a few taps. Whether you're sharing restaurant bills, rent, groceries, vacations, utilities, or everyday expenses, Settlo AI makes managing shared costs simple and organized. Simply scan a receipt or describe an expense using your voice, and Settlo AI takes care of the rest. Scan Receipts with AI Take a photo of any receipt, and Settlo AI automatically reads the merchant name, total amount, tax, tip, and individual line items. Assign each item to the right person, and Settlo instantly calculates everyone's share. Add Expenses Using Your Voice Forget typing. Just say something like, "Split a 400 dollar restaurant bill with Ali, Sara, and John." Settlo AI understands your request and creates the expense for your group in seconds. Made for Every Group Settlo AI is perfect for friends, roommates, couples, families, travel groups, business trips, and shared households. Always know who paid, who owes, and who should receive money. Travel with Multiple Currencies Manage shared expenses across different currencies with built-in multi-currency support. Whether you're traveling abroad or splitting costs with international friends, Settlo keeps everything organized. Key Features AI receipt scanning Voice-powered expense entry Equal bill splitting Item-by-item expense splitting Custom split amounts Shared expense tracking Real-time balances Easy settlement tracking Multiple groups Multi-currency support Clean and intuitive interface Fast and simple experience Perfect For Restaurant bills Rent and utilities Groceries Vacations Road trips Events Business travel Families Couples Roommates Spend less time managing expenses and more time enjoying the moments that matter. Download Settlo AI today and discover a smarter way to split bills, manage shared expenses, and settle up together. Terms of Use (EULA): https://appaxislab.com/settlo_privacy_policy#privacy#eula Privacy Policy: https://appaxislab.com/settlo_privacy_policy#privacy

About

Call It Even

Effortlessly track and settle shared expenses for groups, trips, and individuals. Handles multiple currencies and allows adding guests who don't have the app. Keeps finances clear to maintain friendships.

Highlights
  • Split equally or by exact amounts
  • Group trips with live per-person balance
  • Multiple currencies, no forced conversions
  • Add friends via QR code or invite link
  • Guest support for non-app users
  • One-tap settlement
  • Activity feed for changes
Features
Read full description

Split the bill, not the friendship. Call It Even is the free, no-nonsense way to split expenses with friends, roommates, and travelers. Track who owes who in real time, split any bill fairly, and settle up in a tap — no spreadsheets, no awkward "you still owe me" texts. It's a ledger, not a bank: Call It Even keeps the score so you and your friends can pay each other however you already do. No bank login, no card on file, no fees — ever. SCAN ANY RECEIPT Snap a photo and every line item is read for you. Drag each dish to whoever had it, and the tax and tip split in proportion to what each person actually ordered — down to the cent. Never divided blindly again. SPLIT IN SECONDS Add an expense, split it equally or by exact amounts, and pick exactly who's in. Balances update instantly, so who-owes-who is never a mystery. RENT AND BILLS ON AUTOPILOT Set up rent, subscriptions, and shared bills once. Call It Even posts them on schedule and notifies everyone in the split — weekly, monthly, or yearly. Pause, skip, or set a one-off amount anytime. GROUPS FOR TRIPS AND HOUSEHOLDS Keep every shared cost for a weekend away or the apartment in one place, with a clear per-member breakdown. Bring along a partner or friend who isn't on the app yet as a guest — their share still adds up. EVERY CURRENCY, NO GUESSWORK Traveling? Track each expense in its own currency, with a separate balance per currency. Call It Even never invents an exchange rate — so the numbers stay honest. SHARE WITH ANYONE Send a read-only link to any group or expense. Friends open it in a browser and see the split — no account, no download needed. ADD FRIENDS THE EASY WAY Connect by phone number, QR code, or your contacts — or invite someone who hasn't joined yet and they'll auto-connect when they do. Everyone's contact details stay private and masked. SETTLE UP SIMPLY Record a payback — cash, Venmo, Zelle, PayPal, bank transfer, whatever you use — and the balance resets to zero. A clean history means the math is never in question. PRIVATE BY DESIGN We never ask for bank or card details, never sell your data, and you can export or delete your account anytime. FREE FOREVER No subscription. No per-expense fees. No premium paywall on the features that matter. Really. Also works in any browser at app.calliteven.app, in sync with your iPhone. Split fair. Settle up. Stay friends.

Screenshots

Settlo AI4 screens
Call It Even4 screens

Verdict

The call

The clearest difference is in-app purchases: Call It Even at none against Settlo AI's 1. Call It Even also leads on ads (none vs shown). Settlo AI's advantage is iOS requirement (15.1 vs 26.0). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Settlo AI sells 1 in-app purchase, starting at $2.99 per 7 days. Call It Even asks for nothing beyond the download.

Scorecard3 real differences · 7 level
Settlo AI versus Call It Even: the parameters behind the verdict, then further details
ParameterSettlo AICall It Even
PriceFreeFree
Rating—5.0 (3 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—3 — better
Update frequency—Every 2 days
AdsYesNo — better
In-app purchasesYesNo — better
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better26.0
Further details — not scored
Size74 MB8 MB
Age rating4+4+
DeveloperIhsan AhmadNexverta LLC

In-app purchases

1 purchases

Settlo AI

Subscriptions1
  • Weekly Premium$2.997 Days
None

Call It Even

No in-app purchases

Questions

Is Settlo AI free?
Settlo AI is free to download, with in-app purchases available.
Is Call It Even free?
Call It Even is free to download, with no in-app purchases.
Do Settlo AI or Call It Even have ads?
Settlo AI shows ads; Call It Even does not.

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