Comparison

Moni vs BanishSubs

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Moni

Features
Read full description

Moni tells you what your subscriptions cost you every month, and what gets charged on any given day. Enter what you pay once and you're done. WHAT IT DOES • A calendar of the month. Tap a day to see what renews, with price and category. • Your monthly spend, always visible. Annual plans are spread across twelve months, so the number is the real one. • A catalog with prices already filled in: 23 services and their plans. Pick your plan and it fills itself in. Not in the list? Add it by hand in ten seconds. • Reminders. Moni tells you as many days ahead as you want, at the hour you want, and each subscription can have its own reminder. • Categories: entertainment, music, software, productivity and services. • Every currency on its own. If you pay for some things in dollars and others in euros, you'll see both totals side by side. Moni won't invent an exchange rate to merge them into a number that isn't true of anything. • Dark mode, light mode, or whatever your system is set to. In English and Spanish. ACTUALLY FREE No paid tier, no ads and no cap on how many subscriptions you track. Everything the app does is there from day one. There is nothing to unlock. NO ACCOUNT, NO INTERNET There's no sign-up and no login: you open the app and it works. Moni doesn't connect to the internet. It sends nothing to any server, has no analytics, and doesn't know who you are. Everything you enter lives on your phone and nowhere else. Uninstall the app and it goes with it. It doesn't connect to your bank or your cards either: you tell it what you pay, and it keeps count.

About

BanishSubs

This app helps you manage recurring payments, avoid unexpected charges, and discover ways to reduce your spending. It allows you to track subscriptions, view upcoming renewals, and receive personalized recommendations for savings.

Highlights
  • Track subscriptions and renewal dates
  • Organize spending by category
  • View upcoming renewals
  • Receive renewal reminders
  • Optimize for savings
  • Create cancellation/downgrade actions
  • Track realized savings
Read full description

Track subscriptions, recurring payments, renewal dates, and subscription spending in one private place. BanishSubs is a manual-first subscription tracker that helps you stay on top of recurring bills, upcoming renewals, free trials, and the services you pay for without connecting your bank or creating an account. Add the subscriptions you want to track, choose categories, set renewal dates, and keep your data stored locally on your device. Use BanishSubs to: • Track active subscriptions, trials, paused plans, and canceled services • See monthly and yearly subscription spending totals • Get renewal reminders before upcoming charges • Organize subscriptions with built-in and custom categories • Review upcoming renewals and recurring payment dates • See recommendations for subscriptions that may be worth canceling, pausing, downgrading, or reviewing • Track the actions you decide to take yourself • Export and restore your local data with Lifetime Pro Private by design: BanishSubs does not connect to your bank account, read your email, or require an account. Your subscription data is stored locally on your device. You stay in control: BanishSubs does not cancel subscriptions for you or make changes on your behalf. Recommendations are informational and based on the subscription details you enter. Savings are not guaranteed. BanishSubs is designed for anyone who wants a simple, private way to manage subscriptions, catch renewals early, understand recurring spending, and decide what stays.

Screenshots

Moni4 screens
BanishSubs4 screens

Verdict

The call

The clearest difference is in-app purchases: Moni at none against BanishSubs's 1. BanishSubs's advantage is update cadence (weekly vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. BanishSubs sells 1 one-off in-app purchase. Moni asks for nothing beyond the download.

UpkeepUpdate frequency

Moni ships an update every 3 weeks, BanishSubs weekly. The most recent releases landed on October 15, 2026 and October 16, 2026 respectively.

Scorecard2 real differences · 8 level
Moni versus BanishSubs: the parameters behind the verdict, then further details
ParameterMoniBanishSubs
PriceFreeFree
Rating—5.0 (3 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—3 — better
Update frequencyEvery 3 weeksWeekly — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size27 MB42 MB
Age rating4+4+
DeveloperSantiago QuinterosLumivera Solutions Inc.

In-app purchases

None

Moni

No in-app purchases

1 purchases

BanishSubs

One-time1
  • BanishSubs Lifetime Pro$4.99

Questions

Is Moni free?
Moni is free to download, with no in-app purchases.
Is BanishSubs free?
BanishSubs is free to download, with in-app purchases available.
Do Moni or BanishSubs have ads?
Neither Moni nor BanishSubs shows ads.
Which is updated more often, Moni or BanishSubs?
Moni ships an update every 3 weeks, and BanishSubs weekly. Most recently, Moni was updated on October 15, 2026 and BanishSubs on October 16, 2026.

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