DigAjo vs ShalomPay

DigAjo brings ajo (esusu / adashe) to your phone - the way Nigerians have saved together for generations, now transparent and in your pocket. Join or create a savings circle with people you trust. Everyone contributes on a set schedule, and each member collects the full pot on their turn. Same money in, same money out - the value of ajo is TIMING: a lump sum, exactly on your day. Why DigAjo: - Your money, kept safe. Contributions sit in a licensed bank through your own account - not with a collector who could disappear. This is what makes DigAjo different. - See your turn on the calendar. Know exactly which day you collect, and watch every contribution land. No guesswork, no "who paid?" arguments. - Kobo-level receipts. Every contribution and payout gives you a clear receipt you can save or share. - Built for real circles. Invite your people by phone, pick your slots, and contribute daily, weekly, or monthly. - Verified members. Identity checks keep your circle real. - Collect to your own bank. When it is your turn, withdraw the lump sum straight to your bank account. We will never promise you returns or profit. Ajo is not an investment - you collect the money you and your circle put in, on your day. What we promise is trust, transparency, and your turn arriving right on schedule. Save together. Collect on your day. That is ajo, done right.

ShalomPay is essentially a one-stop,UPI-powered solution tailored for individuals ShalomPay is a modern mobile banking application developed by Shalom Microfinance Bank to provide individuals and businesses with secure, convenient, and accessible digital financial services. Built with the vision of transforming financial inclusion in Nigeria, ShalomPay empowers users to perform everyday banking and payment transactions from the palm of their hands all while supporting the bank's goal of fostering trust, transparency, and ease of access in financial services. Whether it’s for savings, payments or everyday banking, ShalomPay offers a reliable and user-friendly platform backed by a trusted financial institution. As Shalom Microfinance Bank continues to grow its footprint across Nigeria, ShalomPay will remain at the center of its digital strategy enabling access, improving lives, and redefining how people interact with money.