Baynoy vs Torch Card

Baynoy is the mobile dashboard for businesses that accept payments with Baynoy. Manage your whole account from your phone — no desktop required. ACCEPT PAYMENTS • Create and share payment links and invoices in seconds • Track every charge in real time with full fee and tax breakdowns • Issue full or partial refunds on the go GET PAID • See your available, pending and reserve balances at a glance • Request a payout to your bank account or crypto wallet with a biometric tap STAY ON TOP • Get a push notification the moment a payment lands • Browse customers, products, subscriptions, payouts and refunds • Filter and search your full transaction history DEVELOPERS & TEAM • Create API keys with fine-grained scopes, IP allow-lists and expiry • Manage webhook endpoints and inspect events • Invite teammates with role-based access SECURITY • Biometric app lock (Face ID / Touch ID) • Two-factor authentication and email sign-in codes • Capture and submit verification (KYC) documents with your camera Baynoy is a business management tool for merchants. It is not a consumer wallet, and customer card details are never entered in the app. Baynoy is operated by AtaForge Inc. Terms of Service: https://baynoy.com/legal/terms Privacy Policy: https://baynoy.com/legal/privacy Support: https://baynoy.com/support

Make every introduction count with Torch Card. Create a digital business card and share it with a QR code or link. People can open your card and save your contact details without installing the app. Add the QR to a printed business card, your email signature, or wherever you connect. Bring your name, title, company, contact details, and social links together in one place. Choose what appears on your public card, select a template, and frame your profile photo or logo before uploading. SPARK — FREE • Create and publish your digital business card • Share your card with a QR code or link • Choose from a library of card templates • Display a profile photo or logo • Keep a branded card pass in Apple Wallet Spark locks card details after publication. Upgrade to Ignite to keep editing your published card. IGNITE — MORE WAYS TO MAKE IT YOURS • Edit your card after publishing • Customize card colors and QR colors, shapes, and center image • Display both your profile photo and logo, with more contact fields • Personalize your Apple Wallet pass with colors, an image, and selected details • Receive contact details through Share Back and manage saved connections • View aggregate card activity: views, unique visitors, contact saves, and trends over 7, 30, or 90 days YOUR CARD, CLOSE AT HAND Open your card from a QR code or shared link. Supported iPhones can use the App Clip to view a card and save a contact without installing the full app. Your Wallet pass keeps a snapshot of your details; add or update it after making changes. Its QR code opens your live card. Ignite is an auto-renewable subscription, offered as Ignite Monthly ($5.99 per month) or Ignite Annual ($49.99 per year). Payment is charged to your Apple ID at confirmation of purchase. It renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID settings. Terms of Use (EULA): https://torchcard.com/terms.html Privacy Policy: https://torchcard.com/privacy.html