智囊团 vs Jan Reports
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
智囊团
This AI-powered investment research assistant uses a team of virtual analysts to provide comprehensive stock reports. It breaks down complex financial data into easy-to-understand conclusions, requiring no prior financial expertise. Focuses on A-shares with localized data and customizable analysis teams.
- AI intelligent analysis with multiple agents
- Ready-to-use structured reports
- Localized A-share market adaptation
- Scheduled and custom stock analysis
- Customizable analyst team management
- Multi-angle independent analysis and debate
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智囊团是一款AI投研助手,基于trading agents框架,把一支由多个AI分析师组成的虚拟A股投研分析团队装进手机: 技术面、基本面、资金面、情绪面等AI分析师以及研究员、交易员等各自独立研判,再通过多空辩论与风控审议,最终汇成一份解构清晰、即开即看的分析报告。无需任何专业背景,一键发起,就能得到一份团队级别的研究参考。 核心功能 · AI 智能分析: 基于trading agents框架,多个 Agent 并行,多位分析师 + 研究员分工协作,多角度研判后形成共识 · 即用型报告:无需金融或专业技术背景,把复杂的多agents推演,转换成普通人也能读懂的结构化结论 · 本地化适配:对接A股本地行情与数据,贴合A股实际的交易节奏与情绪特征 · 自选+定时分析: 关注的股票可定时自动跑智能分析,结果随时回看 · 管理团队:自定义让哪些分析师参与,团队随你调度 为什么不一样 不同于单一模型“一问一答”,智囊团让多个agents从不同角度独立分析、相互质证辩论,再用纯规则的共识引擎汇总,尽量减少AI幻觉和“拍脑袋”回答,提供更立体更多维的股票行情分析和投资研究参考 适合谁 关注A股、希望在做决策前多一些研究视角的个人投资者。 关于额度 分析额度为消耗型购买,一次购买长期有效、用完为止,无自动续费。 —— 重要声明 —— 本应用仅提供行情数据展示、公开信息整理与 AI 辅助研究参考,不提供证券投资咨询、投资顾问、荐股或买卖时机建议,不构成任何投资建议或收益承诺。投资有风险,入市需谨慎,请独立判断并自行承担风险。 隐私政策:https://ta.snowgearpro.cn/privacy.html 服务条款:https://ta.snowgearpro.cn/terms.html
Jan Reports
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Jan Reports reads a company's official financial filings and explains them in plain language — what it sold, what it kept, how solid the balance sheet is, and what deserves a second look. EVERYTHING BY FIXED RULES, NO AI Every sentence is produced by hand-written rules and thresholds. The same numbers in, the same words out, every time. No model, no chatbot, no fetching opinions online. The one exception: scanned PDFs are read with Apple's on-device text recognition, which only turns pixels into text — every recognized number is shown to you for checking, and the judgments stay rule-based. YOUR DATA STAYS ON YOUR PHONE There is no server of ours. Filings come straight to your device from regulators' and exchanges' public channels (Europe via XBRL International's public ESEF repository, which gathers filings from national officially appointed mechanisms) and are computed and cached locally. The app collects nothing. 11 MARKETS • US — SEC EDGAR structured data (10-K/10-Q/20-F/40-F), direct conclusions • Europe/UK — EU ESEF structured filings (IFRS), direct conclusions • Korea — OPEN DART structured filings, annual reports (bring your own free key) • Brazil — CVM open data, direct conclusions • Mainland China, Hong Kong, Taiwan, India, Australia, Thailand, Saudi Arabia (experimental) — official annual-report PDFs; every number is confirmed by you before translation • Anything else — type the numbers in yourself; same rules apply READ IT IN ENGLISH OR CHINESE The reading itself — verdict, cards, evidence, glossary, caveats, comparisons, notifications — can follow your system language or be switched by hand. Judgments and scores are identical in both. COMPARE TWO ORIGINALS Put any two reports from the same company side by side: item by item, ratio by ratio — and check whether the company quietly restated last year's numbers. WHAT THIS APP IS NOT It is not investment advice. It has no share prices, no valuations, no analyst views, and no idea what the market expects. The score just adds a few financial indicators with fixed weights — it describes financial condition and says nothing about whether to buy or sell.
Screenshots
Verdict
智囊团 and Jan Reports are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
智囊团 ships an update fortnightly, Jan Reports every 10 days. The most recent releases landed on November 5, 2026 and November 10, 2026 respectively.
| Parameter | 智囊团 | Jan Reports |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Fortnightly | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 10 MB | 17 MB |
| Age rating | 4+ | 4+ |
| Developer | 立人 李 | XINGYE Yi |
In-app purchases
智囊团
No in-app purchases
Jan Reports
No in-app purchases








