Sinkstack vs Policyra

Sinkstack turns irregular bills into a plan for every paycheck. Create a sinking fund for each bill you only see a few times a year, such as car insurance, holidays, renewals and repairs, and Sinkstack shows what to set aside from each upcoming paycheck so each one is covered by its due date. NEW IN 4.0: PAYCHECK PLAN Choose how often you are paid and one payday. Each of your next 4, 6 or 12 paychecks then lists what to set aside for every fund: • Funds with a due date spread what they still need evenly across the paydays before that date, exact to the cent. • Recurring bills start their next cycle automatically after each due date. • Funds without a due date use the contribution you planned. • Bills that land before your next payday are flagged with the amount still needed. • Enter your take-home pay (optional) to see what is left after the set-asides. • Book the next paycheck's set-asides as deposits in one step, or export the plan as CSV. ALSO NEW • Backup & Restore: one file with every fund, ledger entry, pay schedule and Payday Bridge plan. Restore checks the whole file first and saves a copy of your current data before replacing anything. • Widgets: a Next Payday countdown (you set the schedule in the widget; it never shows balances) and Quick Actions for the allocator, Paycheck Plan and Payday Bridge. • Control Center control and Siri / Shortcuts actions to open the allocator, Paycheck Plan or Payday Bridge. • A redesigned tab layout: Funds, Paychecks, Calendar, Insights and Settings. EVERYTHING ELSE YOU ALREADY HAVE • Unlimited sinking funds with goals, due dates, weekly to annual contributions, revolving funds and recurring bills that reset after each due date. • Paycheck allocator: split new money across your funds proportionally, by priority or evenly, booked as dated deposits. • Payday Bridge: put income and payments on real dates to find the lowest balance before payday and test a late payday. • Funding Calendar: 12 months of set-asides and bill dates, with busy months marked. • Insights, catch-up options for funds that fell behind, a what-if solver, PDF statements and CSV export. • 60+ templates for common irregular expenses. PRIVATE BY DESIGN No account, no bank login, no ads, no tracking. Your data stays on your device. Amounts use exact decimal math. One purchase. No subscription. Sinkstack is a planning tool. It does the arithmetic on the numbers you enter; it does not move money, connect to a bank or give financial advice. iPhone and iPad.

Turn insurance paperwork into clear, useful information. Import an insurance policy PDF or scan a printed document. Policyra organizes the details that matter: insurer, insurance policy number, dates, premiums, deductibles, limits, conditions, and exclusions, while keeping the original document as the source of truth. ASK QUESTIONS, SEE THE EVIDENCE Ask a natural-language question about your insurance policy. Policyra answers from the document itself and cites the page and original wording used. If the document does not provide enough evidence, Policyra says so instead of guessing. Your insurer always makes the final coverage or claim decision. ALL YOUR POLICIES IN ONE WALLET • Organize health, vehicle, home, travel, life, pet, business, and other insurance policies • Search and filter by insurer, category, or status • View the original PDF and jump directly to cited pages • Keep renewal history and scheduled future terms together STAY AHEAD OF RENEWALS Choose reminder dates before an insurance policy expires. Policyra keeps the current term active until a scheduled renewal actually begins. HELP WHEN YOU NEED IT Quickly find emergency service numbers for 249 countries and territories. The directory works offline, and you can choose another country while traveling. PRIVACY YOU CONTROL • Face ID or Touch ID app lock • Complete on-device file protection • AI analysis remains off until you allow it • Export or delete your data whenever you choose FREE Store up to 3 active insurance policies and ask up to 10 AI questions each month. Reading, searching, reminders, and exports remain available. POLICYRA PRO Get unlimited insurance policies and unlimited AI questions with a monthly or annual subscription. Policyra is not an insurer, broker, legal adviser, financial adviser, or claims decision-maker. It helps you organize and understand insurance policies you already have. The original insurance policy remains authoritative, and the insurer makes all coverage and claim decisions. SUBSCRIPTION INFO Payment will be charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. Manage or cancel your subscription in Apple ID account settings after purchase. Privacy Policy: https://apps.husofttech.com/policyra/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Support: https://apps.husofttech.com/support Download Policyra and understand your insurance policies with evidence you can verify.