groopay vs Divio

Groopay makes splitting shared expenses with friends, roommates, or your travel group effortless. See who paid what and who owes whom — all at a glance. No more messy calculations, scattered chat messages, or forgotten debts. WHAT YOU CAN DO • Create groups, invite members Travel crews, roommates, project teams… Create as many groups as you need. Add people who aren't on the app yet as "ghost members," then let them join with an invite code. • Add expenses, split automatically Split equally, enter custom amounts per person, or share among only selected members. Penny-perfect accuracy. • See balances instantly Who owes whom, and how much? Groopay simplifies debts — finding the shortest path so everyone makes the fewest possible payments. • Multi-currency Track expenses in different currencies separately. Currencies are never mixed; each is calculated on its own. • Settle up Mark a debt as paid and let the other side confirm. IBAN sharing is instant and never stored anywhere. • Dashboard overview See your status across all groups on one screen. Discover where your money goes with category-based spending analytics. GROOPAY PRO With Pro, create unlimited groups, see all your groups in one dashboard, and access detailed category-based analytics. PRIVACY FIRST Your data stays under your control — export it anytime or delete your account completely. With Groopay, settling up never strains friendships. Download, create your group, and start splitting. License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://groopay.vercel.app/privacy Terms of Use: https://groopay.vercel.app/terms

Divio is the easiest way to split expenses with friends, roommates, and travel buddies — no spreadsheets, no awkward math, no chasing people for money. Add an expense, pick who paid and who shares it, and Divio instantly works out who owes who. When it's time to settle up, it shows the fewest payments needed to get everyone even. SPLIT ANY WAY • Equally, by shares, by percentage, or exact amounts • Rounding always adds up to the cent — no lost or extra pennies SEE BALANCES LIVE • Real-time balances for every person in the group • One clear number: what you owe or what you're owed SETTLE UP IN SECONDS • Smart settle-up suggests the simplest set of payments • Mark payments as done and keep everyone in sync BUILT FOR GROUPS • Create a group for a trip, a flat, an event — anything • Invite people with a simple 6-digit code • Add people by name, even if they don't have the app yet MORE THAT HELPS • Snap and attach receipts (auto-deleted after 30 days for privacy) • Recurring expenses for rent, subscriptions, and bills • Categories with playful 3D icons • Works in English, Turkish, and Spanish PRIVATE BY DESIGN • Sign in with Apple — no passwords, no email lists • Your data is protected and never sold Whether it's a weekend away, a shared apartment, dinner with friends, or a group gift — Divio keeps the money simple so you can keep the friends. Download Divio and split smarter today.