Comparison

FundPot vs KeyTransact

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FundPot

Easily create private fundraising groups for any occasion, from school trips to team gifts. Share a simple code to invite friends and family, track contributions, and communicate within the group. Securely manage funds with options for Zelle, Apple Pay, or card payments.

Highlights
  • Private fundraising groups
  • Shareable access codes
  • Live contribution tracking
  • Zelle, Apple Pay, and card payments
  • Group chat and polls
  • Secure payouts with Face ID/passcode
Features
Read full description

FundPot is the easiest way to fundraise privately with your group — no public pages, no strangers, just the people you actually know. Create a private fund for anything: a class trip, a coach's gift, a Vegas trip, a fantasy league pot, a team dinner. Share a simple 6-character code and your group is in. Everyone sees the live balance, who contributed, and how close you are to the goal. BUILT FOR REAL GROUPS • School fundraisers, team gifts, group trips, and more • Private by design — only people with your code can join • No public listings, no strangers, no spam CONTRIBUTE YOUR WAY • Send via Zelle — free, no fees, confirmed automatically • Pay with Apple Pay or card — fund receives the full amount BUILT FOR TRUST • Every contribution is tracked and visible to the group • Anonymous donations supported for sensitive situations • Payout requires Face ID or passcode confirmation STAY IN THE LOOP • Live activity feed for every contribution • Group chat built right into the fund • Polls to make group decisions • Push notifications so nothing slips through the cracks No subscriptions. Free to create and join funds. Zelle contributions are always free. Card payments include a small processing fee that covers Stripe and keeps FundPot running.

About

KeyTransact

Features
Read full description

KeyTransact is a full payment processor for merchants who want honest pricing and every payment method their customers actually use — credit cards, debit cards, Apple Pay, Google Pay, and ACH bank transfers — all from one app. WHY MERCHANTS SWITCH TO KEYTRANSACT Honest pricing. Flat 2.7% + 25¢ per transaction, or a 0% commission monthly plan for high-volume merchants. What we quote is what you pay — no platform surcharge, no hidden markup on interchange, no surprise fees added later. Every way to accept payments. Card-not-present online, tap-to-pay in person, invoicing over email, recurring subscriptions, and ACH bank debits — all on day one, all in one dashboard. PCI-compliant tokenization. Card details never touch your servers or your phone's storage. Your payments are secure by default. Real-time disputes and refunds. See the full chargeback timeline the moment it opens, not three days later. Respond with evidence right from your phone. Bank deposits on your schedule. Pick daily, weekly, or on-demand instant payouts to your debit card. WHAT'S IN THE APP • OVERVIEW — Daily dashboard: card volume, successful charges, average ticket, and recent transactions at a glance. • TERMINAL — Take a payment in seconds. Type the amount, charge the card, email the receipt. Works for in-person retail, phone orders, mobile services, and back-office collections. • INVOICES — Send professional card-payable invoices in seconds. Recurring billing, PDF attachments, automatic reminders, custom messages, and multi-currency support. • CUSTOMERS — Save cards on file, track lifetime value, and re-charge with one tap. Perfect for repeat customers and subscription businesses. • PAYOUTS — Track every deposit hitting your bank. See the exact date each pending payment clears and lands in your account. • DISPUTES — Respond to chargebacks with attached evidence right from your phone. Full timeline and dispute status. • REPORTS — Volume, fees, refunds, and net deposits — export CSV for accounting or file taxes. • SETTINGS — Manage your account, bank accounts, team members, notification preferences, and receipt branding. BUILT FOR EVERY BUSINESS • E-commerce stores accepting online credit card payments • Retail shops taking cards in person and mobile payments • Service businesses charging customers on the go • SaaS companies needing recurring billing and card-on-file • Restaurants and food trucks processing tap-to-pay • Freelancers and consultants sending card-payable invoices • Nonprofits accepting donations by credit card and ACH • Contractors and home services processing payments in the field PRICING Two ways to pay, both honest. Flat rate 2.7% + 25¢ per successful transaction. Or a 0% commission monthly plan calibrated to your volume — usually the better deal once you cross around $30k/month. We quote before you commit. No hidden fees. No monthly minimums on the flat plan. No cancellation fees ever. SECURE + COMPLIANT PCI-DSS Level 1 tokenization. End-to-end encryption on every transaction. Fraud scoring built in. Chargeback protection tools. Card data never stored on-device. GET STARTED Sign up, verify your business, connect your bank account, and start accepting card payments. No demo call. No sales rep. No weeks of underwriting. Most merchants are approved and processing in under an hour. Accept credit card payments, send invoices, take mobile payments, run recurring subscriptions, and get deposited on your schedule — all in one app. Download KeyTransact and keep your margin.

Screenshots

FundPot4 screens
KeyTransact4 screens

Verdict

The call

The clearest difference is in-app purchases: KeyTransact at none against FundPot's 1. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FundPot sells 1 one-off in-app purchase. KeyTransact asks for nothing beyond the download.

UpkeepUpdate frequency

FundPot ships an update weekly, KeyTransact every 2 weeks. The most recent releases landed on October 22, 2026 and October 5, 2026 respectively.

Scorecard1 real difference · 9 level
FundPot versus KeyTransact: the parameters behind the verdict, then further details
ParameterFundPotKeyTransact
PriceFreeFree
Rating5.0 (4 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings4 — better—
Update frequencyWeekly — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone
Requires iOS16.416.4
Further details — not scored
Size63 MB63 MB
Age rating4+4+
DeveloperSark Labs LLCKeyInventions LLC

In-app purchases

1 purchases

FundPot

One-time1
  • Auto-Detect Deposits$2.99
None

KeyTransact

No in-app purchases

Questions

Is FundPot free?
FundPot is free to download, with in-app purchases available.
Is KeyTransact free?
KeyTransact is free to download, with no in-app purchases.
Do FundPot or KeyTransact have ads?
Neither FundPot nor KeyTransact shows ads.
Which is updated more often, FundPot or KeyTransact?
FundPot ships an update weekly, and KeyTransact every 2 weeks. Most recently, FundPot was updated on October 22, 2026 and KeyTransact on October 5, 2026.

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