Qube Finance vs Dot
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Qube Finance
Manage your personal finances with AI-powered insights and secure Open Finance connections. Track spending, plan budgets, and monitor investments all in one place to make smarter financial decisions.
- Automatic account and card connection (Open Finance)
- AI-powered transaction categorization
- Bill payment control and monthly planning
- Budgeting by category
- Financial goal setting
- Investment and loan tracking
- Smart spending insights
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O Qube Finance é a sua central de gestão financeira pessoal, com Inteligência Artificial e Open Finance. Conecte suas contas e cartões de forma automática e segura via Open Finance e tenha uma visão completa do seu dinheiro em um só lugar. PRINCIPAIS RECURSOS • Conexão automática de contas e cartões (Open Finance) • Categorização inteligente de transações com IA • Controle de contas a pagar e planejamento mensal • Orçamentos por categoria • Metas financeiras • Acompanhamento de investimentos e empréstimos • Insights inteligentes sobre seus gastos Organize suas finanças, crie hábitos melhores e tome decisões com clareza. O Qube Finance preserva seus dados com segurança e te ajuda a evoluir financeiramente, no seu ritmo. — — — Termos de Uso (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Política de Privacidade: https://qubefinance.ai/privacy Assinatura Qube Pro: renovação automática (mensal ou anual). O pagamento é cobrado na conta do Apple ID na confirmação. A assinatura renova automaticamente, salvo cancelamento até 24h antes do fim do período, gerenciável nos Ajustes da conta.
Dot
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Dot is your financial assistant for recording expenses and income in a simple conversation. Track your wallet and reserve, set a monthly spending limit, organize categories, and view reports in one place. Use chat to ask questions, receive guidance, and follow your decisions. Scan products to create a Wishlist and check prices when you want to find a good offer. Turn on notifications for important updates. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: Qube Finance at every 4 days against Dot's every 2 weeks. Qube Finance also leads on iOS requirement (15.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Qube Finance sells 6 in-app purchases, starting at $1.99 per month and Dot sells 2 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.
Qube Finance ships an update every 4 days, Dot every 2 weeks. The most recent releases landed on October 3, 2026 and October 9, 2026 respectively.
| Parameter | Qube Finance | Dot |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| Update frequency | Every 4 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 32 MB | 192 MB |
| Age rating | +4 | 4+ |
| Developer | Dennye gARCIA | Apinc Brasil |
In-app purchases
Qube Finance
- Qube Basic Mensal1 Month trial$1.991 Month
- Qube Pro Mensal1 Month trial$5.991 Month
- Qube Basic Anual1 Month trial$14.991 Year
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- Qube Premium Mensal1 Month trial$29.991 Month
- Qube Pro Anual1 Month trial$59.991 Year
- Qube Premium Anual1 Month trial$229.991 Year
Dot
- Dot Pro Monthly7 Days trial$5.991 Month
- Dot Pro Yearly7 Days trial$59.991 Year
