Kovally vs FRS Transfer

Pay your family's bills in Cameroon, from wherever you are in the world. Kovally helps the Cameroonian diaspora keep loved ones supported back home, without trips to Western Union or sleepless nights wondering if the electricity got paid. PROVIDERS COVERED • Electricity (ENEO) • Water (Camwater) • Internet (CAMTEL) • TV (Canal+, DSTV) • School fees • Government services (CNPS, DGI Impôts, Douanes) Pay in GBP, EUR, or USD. Funds reach providers in XAF (Central African CFA franc) - fast. WHY KOVALLY? - Pay in seconds, not days Real-time confirmation as soon as the provider acknowledges receipt. - Built for diaspora We know what it's like to call home worrying about a bill. - Bank-grade security Card payments are processed through Stripe - your card details stay with Stripe, never with Kovally. - Regulated and compliant Kovally Limited is a UK-registered company (Companies House 17168838) operating under UK Money Laundering Regulations 2017. - Track every payment Built-in history, receipts you can email, status updates from initiation to provider confirmation. - Save your family Recurring bills are one tap - no re-typing account numbers every month. HOW IT WORKS 1. Sign up with basic info 2. Verify your identity (passport or ID, ~2 minutes) 3. Add the bill (provider + account + amount) 4. Pay with card 5. Provider confirms - you get a notification AVAILABLE IN United Kingdom, Austria, Belgium, France, Germany, Italy, Netherlands, Spain, Switzerland, United Arab Emirates. Pay bills into Cameroon. more African countries coming soon. Questions? hello@kovally.co.uk Privacy: kovally.co.uk/privacy Terms: kovally.co.uk/terms

FRS Transfer makes sending money abroad fast, secure, and affordable — right from your phone. Support family, pay bills, or top up a mobile wallet with competitive exchange rates and transparent fees on every transfer. WHY FRS TRANSFER • Fast — money reaches mobile wallets and bank accounts in minutes • Great rates — see and lock in your exchange rate before you send • Transparent fees — know exactly what you pay and what your recipient receives, with zero-fee funding options • Secure — identity verification and strong security protect every transaction • Digital receipts — a clear receipt for every completed transfer • Saved recipients — reuse mobile wallet and bank payees in seconds • Wide reach — send to a growing list of supported countries HOW IT WORKS 1. Create your account and verify your identity 2. Add a recipient — mobile wallet or bank account 3. Enter the amount and review the rate and fees 4. Pay securely and track your transfer to delivery Built for the diaspora community sending money home — reliable, transparent, and designed to get more of your money to the people who matter. Download FRS Transfer and send your first transfer in minutes.