Comparison

JOQR vs Stable Payments

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

JOQR

Features
Read full description

JOQR is a digital crypto wallet and payment card app operated by YouShopper Ltd. The app is designed to help eligible users access crypto-enabled card services from one simple mobile experience. Users can deposit supported crypto assets, manage their card balance, and use card services where available through the supported card programme. With JOQR, you can: • Receive USDT deposit details on supported networks, including BSC and TRON • Top up your card balance using supported crypto assets • View your wallet, card balance, and transaction activity • Use virtual and physical card services where available • Withdraw supported crypto to an external wallet when available • Manage your account through a simple mobile interface JOQR focuses on making crypto payments and card funding easier for everyday use, with clear wallet flows, simple onboarding, and secure account access. Important information: JOQR does not provide personal loans, payday loans, earned wage advances, buy now pay later services, stock trading, investment advice, insurance, NFT trading, crowdfunding, or prediction markets. Crypto services, card availability, supported assets, supported networks, limits, and fees may vary depending on your country, account verification status, issuer or programme rules, and applicable laws. Digital assets can carry risk. Please review the app terms, privacy policy, and fee information before using JOQR.

About

Stable Payments

Features
Read full description

Manage all of your expenses and payments while on the move and travelling for business with Stable Payments. Access your expense card details, add it to your device wallet and capture receipts at the point of purchase. Tag and annotate transactions and request card balance top ups from within the app. Users that have already signed up with Stable Payments can login, manage their account and access their transactions, all within the app.

Screenshots

JOQR4 screens
Stable Payments4 screens

Verdict

The call

The clearest difference is update cadence: JOQR at every 5 days against Stable Payments's every 10 days. Stable Payments's advantage is iOS requirement (15.6 vs 18.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

JOQR ships an update every 5 days, Stable Payments every 10 days. The most recent releases landed on October 25, 2026 and October 23, 2026 respectively.

Scorecard2 real differences Ā· 4 level
JOQR versus Stable Payments: the parameters behind the verdict, then further details
ParameterJOQRStable Payments
PriceFreeFree
Update frequencyEvery 5 days — betterEvery 10 days
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.615.6 — better
Further details — not scored
Size146 MB53 MB
Age rating17+4+
DeveloperYoushopper LimitedEquals Money PLC

In-app purchases

None

JOQR

No in-app purchases

None

Stable Payments

No in-app purchases

Questions

Is JOQR free?
JOQR is free to download, with no in-app purchases.
Is Stable Payments free?
Stable Payments is free to download, with no in-app purchases.
Do JOQR or Stable Payments have ads?
Neither JOQR nor Stable Payments shows ads.
Which is updated more often, JOQR or Stable Payments?
JOQR ships an update every 5 days, and Stable Payments every 10 days. Most recently, JOQR was updated on October 25, 2026 and Stable Payments on October 23, 2026.

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