Float vs Bill, Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Float
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Float shows one calm number: what you can safely spend today, until payday. No spreadsheets, no budgets that shame you. Tell Float your pay and your bills once, and it works out your daily number, then keeps it honest as you go. KNOW YOUR NUMBER • One safe-to-spend number for today, in a calm ring • See why it is what it is: bills kept aside, goals set aside, days left • Built around your payday: monthly, every two weeks or weekly CATCH EVERY PAYMENT • Auto-log Apple Pay with one Shortcut. Payments land in To review, one tap to confirm • Type it the way you'd say it: "coffee 3.50" or "groceries 42" • Forward order emails or snap a receipt (Float Plus) ASK BEFORE YOU BUY • Can I afford it? See what a purchase does to your days before you buy • Balance check: match your bank balance in five seconds BILLS & GOALS, KEPT ASIDE • Bills come off your number once, so rent is never counted twice • A reminder the day before a bill is due • Save toward goals without touching your daily number SEE YOUR WEEK • Activity by day, a day-by-day calendar and a last-cycle comparison • Share your week as a recap card • No-spend days and gentle streaks ALWAYS WITHIN REACH • Home Screen and Lock Screen widgets • A Live Activity for the last days before payday • A morning number and an evening check-in, only if you want them PRIVATE BY DEFAULT • No bank connection, ever • Works offline. An optional account just backs up and syncs • No ads. Your data is never sold FLOAT PLUS • Unlimited smart logging, receipt scanning and forwarded emails • Unlimited goals • Every past cycle and trend • Multi-currency for travel Start with a 7-day free trial, then Float Plus is billed monthly or yearly. Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Terms of Use: https://www.getfloat.org/terms Privacy Policy: https://www.getfloat.org/privacy
Bill, Expense Tracker
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PennyAI is a fast, no-nonsense expense and budget tracker built for people who want their money organized without the hassle of signing up for yet another account. No login. No cloud. Your data stays on your device. WHAT YOU CAN DO - Log expenses and income in seconds with quick-add - Set monthly budgets per category and get alerted before you overspend - Track recurring bills and subscriptions automatically - Organize with custom categories, tags, and multiple currency-aware lists — great for separating personal, business, or travel spending - See where your money goes with clean charts: category breakdowns, spend-over-time trends, income vs. expense - Import and export everything as CSV — your data, your control - Check your spending right from your Home Screen with widgets WHY PENNYAI Built by a solo indie developer who wanted a budget app that's actually fast to use — not a bloated finance suite with fifteen menus. No ads. No login wall to see your own data. PennyAI is free to use with generous features out of the box. PennyAI Pro unlocks unlimited history, multiple lists, CSV export, budgets, tags, recurring transactions, and deeper stats — for people who want to go further. Download PennyAI and get your spending under control today. Privacy Policy: https://sites.google.com/view/naheed-apps/privacy-policy Terms of Use: https://sites.google.com/view/naheed-apps/terms-conditions
Screenshots
Verdict
The clearest difference is ads: Float at none against Bill, Expense Tracker's shown. On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Float sells 2 in-app purchases, starting at $2.99 per month and Bill, Expense Tracker sells 6 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.
| Parameter | Float | Bill, Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | — |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.4 — better | 17.0 |
| Further details — not scored | ||
| Size | 59 MB | 23 MB |
| Age rating | 4+ | 4+ |
| Developer | Kresimir Galic | Naheed Un Nisa |
In-app purchases
Float
- Float Plus7 Days trial$2.991 Month
- Float Plus — Yearly7 Days trial$22.991 Year
Bill, Expense Tracker
- Onboarding weekly$4.997 Days
- In App Weekly$4.997 Days
- Onboarding yearly3 Days trial$19.991 Year
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- In App Yearly3 Days trial$19.991 Year
- Onboarding Lifetime$24.99
- In App Lifetime$24.99









