Vondo vs Zero Budget

Take control of your money, and finally keep it. Vondo takes you from wondering where your money went to knowing exactly where it's going. You plan before you spend, watch your goals get closer, and see your debt shrink month after month, until managing money feels calm instead of stressful. It starts with one simple shift: give your money a plan before the month begins, then adjust as life happens. That's the VONDO method, and it's how budgeting finally sticks. WHAT YOU CAN DO • Plan every month: assign your income to categories so nothing catches you off guard. • Reach your goals: set targets and watch your progress fill in. • Log spending in seconds: fast, simple entry that's easy to keep up. • See the full picture: clear reports show where your money really goes. • Pay down debt: track loans and watch your balances shrink with every payment. • Everything in one place: checking, savings, cash, credit cards, and loans. • Use it anywhere: your budget stays in sync on your phone and the web. • Works offline: add transactions anytime, and Vondo syncs when you're back online. • Share one budget with your household, so everyone sees the same numbers. • Light and dark mode, with support for currencies around the world. Take control of your money, and keep it. Start today. Start with a free trial, then continue with a subscription. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Most money apps tell you what you already spent. Zero asks a better question: what is this money actually for? Zero Budget is a zero-based budgeting app for your household, whether that is you, you and a partner, or a whole family. At the start of the month you give every dollar a job: rent, groceries, the insurance bill that lands in March. When all of it has a place, you are at zero, and there is nothing left to wonder about. ZERO-BASED BUDGETING • Plan the month before it starts, down to the last dollar • Move money between lines when real life wins a round • A weekly check-in that takes minutes, not an evening ADD A PURCHASE IN SECONDS • Tap the plus and say it: "42 at Costco into groceries" • Or snap the receipt and Zero reads the total, the store and the date • Both happen on your phone: your voice is never sent anywhere and the photo is never uploaded SINKING FUNDS • Car repairs, insurance, the holidays, a laptop that will eventually die • Put a little aside each month; the balance carries forward instead of resetting on the first • The big bills stop ambushing you DEBT PAYOFF • Enter the balance, the rate and the minimum payment • See a payoff date that moves as you pay it down BANK SYNC • Connect a bank in the United States or Canada and let transactions arrive on their own • Or enter them yourself • Rules learn the merchants you see every week and file them for you HOUSEHOLD SHARING • Budget on your own, or share one budget with your partner or household • Everyone sees the same numbers at the same time • One price per household, never a charge per partner REPORTS AND NET WORTH • What came in, what went out, where it went • A six month trend so you can tell whether things are getting better • Net worth brings your accounts, assets and debts into one number PRICING • Free: plan a month and enter transactions by hand, no card, no time limit • Zero Premium adds voice and receipt capture, automatic bank sync, rules that categorize for you, reports, net worth, paycheck planning, CSV import and export, and the shared household budget • Premium is US$10 a month or US$96 a year (CA$14 a month or CA$129 a year in Canada), shown in your local currency before you buy • One subscription covers the whole household • New subscribers can start a 14-day free trial of everything, bank sync included. A card is on file and the trial renews unless cancelled; cancel and the free plan keeps working with no time limit Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period. You can manage subscriptions and turn off auto-renew in your Apple Account settings. Privacy Policy: https://zerobudget.ca/privacy Terms of Use: https://zerobudget.ca/terms