Monyze vs Buddinote

Who with, what for, how - track and analyze your spending from every angle Monyze is a new kind of budget tracker that lets you tag each transaction with multiple categories at once. When you record "$50 dinner with a friend": Other apps: Food $50 - done. Monyze: Who? Friend / What? Food / Type? Variable - all at once! Now you can instantly see how much you spend with friends, how much of your food budget is fixed costs, and so much more. [!!!Launch Special - All Features Free!!!] Download now and enjoy every feature, including premium tools, completely free. [Multi-Angle Analysis - Only in Monyze] - Multi-Category System Apply multiple classification layers to each transaction: "With / For / Nature" and more. Add, edit, or remove top-level categories freely. Build your own classification system. How to use it: - With: Track spending by companion - Me, Friends, Partner, Family - For: Categorize by purpose - Food, Transport, Culture, Living - Nature: Fixed vs Variable costs for financial health checks - Add your own: "Payment method", "Project", "Trip" - any angle you want - Category Filter Analysis Toggle category layers on and off in pie charts and bar graphs to explore your spending patterns from every angle. - Linked Transactions Link related transactions and only the net amount counts in your totals. Records are preserved, double-counting is eliminated. Perfect for: - Splitting bills: Pay $100 for the group, get $75 back, only $25 counts as your expense - Lending and repaying: Link the loan and repayment to see the net impact - Investment buy and sell: Link purchase and sale to instantly see your profit or loss - Card cashback and rewards: Link the cashback to the original purchase for true spending - Refunds: Link the refund to the purchase for clean accounting [Smart Money Management] - Income, expense and savings at a glance per account - Charts by period (weekly / monthly / yearly) - Calendar view with daily income and expenses - Transaction search (category filter + text search) - Edit, delete, or unlink transactions anytime [Works Worldwide] - 14 currencies supported - Record in local currency while traveling - auto-converted to your base currency - Manually adjust exchange rates anytime - Full English and Korean support [Excel Dashboard Export] - Export all transactions to a polished Excel file in one tap - Financial dashboard: savings rate, emergency fund ratio and fixed-cost ratio auto-diagnosed - Set a net worth goal and get required savings and investment return calculated automatically - Weekly, monthly and yearly summaries with category breakdowns - Auto-filters to slice and dice your data freely [Privacy First] - No servers - all data stays on your device - Even we cannot see your data - Works perfectly offline - PIN lock to protect your app Understand your spending in 3D with Monyze, and take the next step toward your financial goals. Contact: uraniumura1996@gmail.com

A simple, good-looking budget tracker to record your daily income and expenses and manage cards, budgets, and assets — all in one place. Convenient, clean, and easy to keep up with. ■ Income & Expense Tracking • Quickly log income, expenses, and savings • Organize with main and sub categories • Auto-register recurring payments (subscriptions, rent, bills) • Save frequently used entries as favorites ■ Card Payment Management • See payments and billing across multiple cards at a glance • Payment-day reminders for each card • Set a spending target and billing discount per card • Works with both debit and credit cards ■ Budget & Statistics • Set a monthly spending budget and track progress in real time • See how much budget is left automatically • A donut chart shows category spending at a glance • Monthly summary of income, expenses, and savings ■ Asset Management • Record what you hold — cash, accounts, savings, real estate, and more • Review how balances change month to month • Everything is entered manually — a simple record-keeping approach ■ Handy Extras • Home screen widget for this month's status • Face ID / Touch ID app lock • Back up and restore your data • English and Korean interface, light and dark themes ■ Privacy & Data • Your ledger and asset entries are stored on your device and your own iCloud (CloudKit) • No account signup, no bank logins, no account linking • Anonymous, non-identifying usage data is collected via Google Firebase to improve the app • Privacy Policy: https://buddi0621.github.io/buddinote-privacy/ ■ Ads & Purchases • The free version shows a banner ad (Google AdMob) • A one-time, non-subscription in-app purchase ("Remove Ads", ~USD 1.99) removes ads permanently Get started for free. Questions or feedback? Email buddinote@gmail.com.