Comparison

WorthTrail vs Eutel

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

WorthTrail

Track your net worth privately by recording all assets and debts in one place. Understand your financial performance with detailed reports and historical data. Organize your holdings with custom tags and access AI agents for insights on Mac.

Highlights
  • Comprehensive net worth overview
  • Detailed P&L and return analysis
  • Customizable account organization
  • AI agents for financial insights (Mac)
  • Exportable reports and widgets
  • Privacy-focused with local data storage
Features
Read full description

WorthTrail is a private net worth tracker. Record every asset and debt in one place, without connecting a bank account. ◆ See your whole net worth • Net worth, assets, liabilities and today's change on one page • Stocks, ETFs, funds, crypto, property, deposits, cash and debts together • Every currency converted into your base currency ◆ Understand your returns • Daily, weekly, monthly and yearly P&L on one calendar • Cost basis, realized and unrealized gains, trends and drawdowns • Automatic daily records and historical prices build your history ◆ Organize it your way • Tag groups for accounts, family members, sectors, regions or strategies • Switch views without duplicating holdings • Recurring investment plans and fixed-term deposits ◆ AI agents on Mac • The Mac version runs a local MCP server for AI agents • Ask about your net worth, holdings and returns in plain words • Agents record trades only when you allow it, after you approve a preview ◆ Reports and widgets • Excel workbooks and PDF reports for analysis and archiving • Home Screen widgets keep your net worth in view ◆ Privacy first • Your data stays on your device, with an optional private iCloud backup • No bank login, no ads, no third-party analytics SDKs • Face ID or passcode lock WorthTrail is for asset recording and analysis only. It does not provide investment advice. Market data may be delayed, incomplete or inaccurate. Please refer to your actual accounts and official data. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Eutel

Features
Read full description

EU is a personal retirement planning tool for professionals with assets in both the US and China. WHAT EU DOES: • Net worth dashboard — cash, retirement accounts, real estate, and virtual assets in one view • Multi-currency support — seamlessly tracks USD and CNY with live exchange rates • Income tracking — monthly salary, 401(k), HSA, stock grants, and side income • Expense tracking — categorize spending as essential or non-essential • Retirement accounts — 401(k), Roth IRA, HSA, China pension, housing fund • Retirement calculator — find the earliest date you can retire based on the 4% rule • Investment tracker — fixed deposits, dividend stocks, brokerage accounts with YTD returns YOUR DATA, YOUR PRIVACY: All data is stored securely in your personal account. No ads, no data selling. Note: For personal reference only. Not financial advice.

Screenshots

WorthTrail4 screens
Eutel4 screens

Verdict

The call

The clearest difference is in-app purchases: Eutel at none against WorthTrail's 3. WorthTrail's advantage is update cadence (daily vs every 2 weeks) and device support (3 vs 1). On price, ads and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. WorthTrail sells 3 in-app purchases, starting at $0.99 per month. Eutel asks for nothing beyond the download.

UpkeepUpdate frequency

WorthTrail ships an update daily, Eutel every 2 weeks. The most recent releases landed on November 1, 2026 and October 26, 2026 respectively.

Scorecard3 real differences · 7 level
WorthTrail versus Eutel: the parameters behind the verdict, then further details
ParameterWorthTrailEutel
PriceFreeFree
Rating5.0 (9 ratings) — better—
Positive reviews95.8% of reviews—
Number of ratings9 — better—
Update frequencyDaily — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPad, Mac — betteriPhone
Requires iOS17.016.0 — better
Further details — not scored
Size50 MB6 MB
Age rating4+4+
Developer健波 徐娟 曹

In-app purchases

3 purchases

WorthTrail

Subscriptions2
  • WorthTrail Pro Monthly$0.991 Month
  • WorthTrail Pro Annual14 Days trial$4.991 Year
One-time1
  • WorthTrail Pro Lifetime$19.99
None

Eutel

No in-app purchases

Questions

Is WorthTrail free?
WorthTrail is free to download, with in-app purchases available.
Is Eutel free?
Eutel is free to download, with no in-app purchases.
Do WorthTrail or Eutel have ads?
Neither WorthTrail nor Eutel shows ads.
Which is updated more often, WorthTrail or Eutel?
WorthTrail ships an update daily, and Eutel every 2 weeks. Most recently, WorthTrail was updated on November 1, 2026 and Eutel on October 26, 2026.

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