Comparison

Summo Wallet vs PHASE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Summo Wallet

Features
Read full description

Summo is your global money account: a self-custody wallet for holding, sending and spending digital dollars and other digital assets, protected by the people you trust. HOLD AND SEND Hold stablecoins and other assets on 7+ networks including Ethereum, Solana, Base, Arbitrum, Robinhood chain, Polygon and others. Send to anyone in seconds, to a Summo username or to any wallet address, and receive with a tap. BUY WITH A CARD Add funds with a debit or credit card. Purchases are processed by Stripe, a licensed provider, where available. PAY LIKE A LOCAL Scan a merchant's QR code and pay in local currency straight from your balance in supported countries. Skip the airport kiosks and card FX markups. Your money is spendable the moment you land. RECOVERY THROUGH PEOPLE YOU TRUST Your account is a smart account with social recovery. Choose guardians you trust to help you back in if you lose your phone. GASLESS Network fees are handled for you, and you can often pay them from a token you already hold. LIVE PRICES AND A WATCHLIST Follow the assets you care about with live prices and charts, all in one place. TRUE SELF-CUSTODY Your assets live in your own onchain account. Summo never holds your funds. Crypto is volatile and its value can go down as well as up. Only commit funds you are prepared to put at risk. Summo is a self-custody wallet, so you are responsible for your account and your recovery setup. Questions? Visit summo.cash or email support@summocash.com. Privacy Policy: https://summo.cash/privacy

About

PHASE

Features
Read full description

PHASE turns your iPhone into a node of the PHASE blockchain, a Layer 1 network powered by everyday devices, and gives you a simple, non-custodial wallet in the same app. No token stake and no dedicated hardware are needed: your phone takes part in validation and receives rewards in PHASE for helping secure the network. RUN A NODE FROM YOUR PHONE • While PHASE is open, your iPhone joins the PHASE network as a node and keeps the chain in sync. • Watch node status live: current block, sync progress, network connection and active nodes. • Go offline to save data and battery, and back online in one tap. • Problems with your node? Share its logs with support in a few taps. • Join a pool with other validators, and switch pools in one step. • The node relies on network connectivity only — no heavy computation and no CPU or GPU load. • Your node receives PHASE rewards for taking part in validation. NON-CUSTODIAL WALLET • Create a new wallet or import an existing one with a 12-word recovery phrase. • Your recovery phrase and keys are generated and stored only on your device, in the iOS Keychain. We never see them. • Face ID or your passcode is required to send, view your recovery phrase or remove the wallet. • Send and receive PHASE and tokens, add custom tokens by contract address. • Scan and share wallet addresses with QR codes. • Full history of transfers and rewards with links to the PHASE block explorer. • Home Screen widget with your node status. ABOUT PHASE Phase is the operating layer for the AI agent economy. AI agents use Phase services to browse the open web, route requests to AI models, get computing power on demand and pay natively on the Phase blockchain. The EVM-compatible network behind these services is secured by validators running on everyday devices, including yours. PRIVACY BY DESIGN • No account, email or phone number required. • No ads and no tracking. Only anonymous crash reports and usage statistics — no personal data, and you can turn statistics off. • Location is optional and used only at country level: the node shows a representative point for your country on the network map — never your actual position. IMPORTANT PHASE is non-custodial software. You alone are responsible for your recovery phrase: if you lose it, nobody — including us — can restore your wallet. Blockchain transactions are public and irreversible. Rewards depend on your node's participation in the network and are not guaranteed.

Screenshots

Summo Wallet4 screens
PHASE4 screens

Verdict

The call

Summo Wallet and PHASE are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Summo Wallet ships an update every 9 days, PHASE every 2 weeks. The most recent releases landed on November 5, 2026 and November 6, 2026 respectively.

ScorecardNo meaningful differences
Summo Wallet versus PHASE: the parameters behind the verdict, then further details
ParameterSummo WalletPHASE
PriceFreeFree
Update frequencyEvery 9 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhoneiPhone
Requires iOS16.4 — better16.6
Further details — not scored
Size91 MB121 MB
Age rating17+4+
DeveloperKeyjenPhase Labs Technologies Inc.

In-app purchases

None

Summo Wallet

No in-app purchases

None

PHASE

No in-app purchases

Questions

Is Summo Wallet free?
Summo Wallet is free to download, with no in-app purchases.
Is PHASE free?
PHASE is free to download, with no in-app purchases.
Do Summo Wallet or PHASE have ads?
Neither Summo Wallet nor PHASE shows ads.
Which is updated more often, Summo Wallet or PHASE?
Summo Wallet ships an update every 9 days, and PHASE every 2 weeks. Most recently, Summo Wallet was updated on November 5, 2026 and PHASE on November 6, 2026.

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