Summo Wallet vs Arc

Summo is your global money account: a self-custody wallet for holding, sending and spending digital dollars and other digital assets, protected by the people you trust. HOLD AND SEND Hold stablecoins and other assets on 7+ networks including Ethereum, Solana, Base, Arbitrum, Robinhood chain, Polygon and others. Send to anyone in seconds, to a Summo username or to any wallet address, and receive with a tap. BUY WITH A CARD Add funds with a debit or credit card. Purchases are processed by Stripe, a licensed provider, where available. PAY LIKE A LOCAL Scan a merchant's QR code and pay in local currency straight from your balance in supported countries. Skip the airport kiosks and card FX markups. Your money is spendable the moment you land. RECOVERY THROUGH PEOPLE YOU TRUST Your account is a smart account with social recovery. Choose guardians you trust to help you back in if you lose your phone. GASLESS Network fees are handled for you, and you can often pay them from a token you already hold. LIVE PRICES AND A WATCHLIST Follow the assets you care about with live prices and charts, all in one place. TRUE SELF-CUSTODY Your assets live in your own onchain account. Summo never holds your funds. Crypto is volatile and its value can go down as well as up. Only commit funds you are prepared to put at risk. Summo is a self-custody wallet, so you are responsible for your account and your recovery setup. Questions? Visit summo.cash or email support@summocash.com. Privacy Policy: https://summo.cash/privacy

Arc Wallet is a self-custodial USDC wallet built for the Arc network. Your keys never leave your device — they are encrypted behind a passcode you choose, with optional Face ID for quick unlock. Create a new wallet with a recovery phrase or import one you already have, and manage multiple wallets in a single app when you need separate balances for work, savings, or everyday spending. Send and receive USDC on Arc in a few taps. Paste an address, scan a QR code, or pick a saved contact. Review the amount, network fee, and total before you sign, then confirm when you are ready. Fees are paid in USDC from the same balance — no second token to hold for gas. Transfers on Arc settle quickly, and every payment appears in your activity feed with full on-chain details. Track what comes in and what goes out with a clear transaction history. Open any transfer in Arc Explorer to verify status, block, and hash in your browser. Receive USDC with your address or a QR code, and optionally request a specific amount when someone owes you. Arc Wallet is designed to be simple without hiding what matters. You stay in control of your recovery phrase, your passcode, and your funds. Switch between Arc Mainnet and Testnet from settings when you need to explore or test. Built for people who want a focused USDC wallet on Arc — secure, transparent, and ready when you are.