Comparison

Worth It vs Cent

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Worth It

Features
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Most budget apps tell you WHAT you spent. Worth It tells you whether it was worth it. Every time you log a purchase, you answer one tiny question - was it worth it? Loved it, meh, or regret - and that single tap turns your spending into something you can actually feel and learn from. No bank logins. No spreadsheets. No guilt. Just a calmer, more honest relationship with your money. HOW IT WORKS - Log a spend in 5 seconds - amount, category, done. - Tap one face: did it feel worth it, just okay, or a regret? - That's it. Worth It does the rest. YOUR WORTH-IT % See how much of your spending actually felt worth it this month - not just the dollar total. Discover you regret subscriptions but never regret coffee, and cut the right things. Watch it trend up or down month over month. CHECK BEFORE YOU BUY Thinking about a purchase? The Check tab turns any price into hours of your life up front - so you decide before you spend, not after. HOURS OF YOUR LIFE Tell Worth It what you earn (hourly, monthly, or yearly - your choice, totally optional) and every purchase shows what it really cost: a $140 buy isn't $140, it's 5 hours of your life. YOUR MONTHLY MONEY TYPE At the end of each month, get your money personality - Joyful Spender, Disciplined, Treat-Yourself, and more - based on how your spending actually felt. Shareable, fun, and a little revealing. BUILD THE HABIT - A spending log grouped by day - Today, Yesterday, and back - so your month reads like a story. - Keep a daily streak going; a gentle reminder (you pick the time) nudges you to log. - Edit, re-rate, or delete any spend with a tap or swipe. PRIVATE BY DESIGN - No bank connections, ever. - Your data syncs only across your own devices via iCloud - we never see it. - No ads. No account. No tracking. ALSO INCLUDED - Home-screen widget showing your worth-it % at a glance. - Multi-currency support. - A clean, calm, dark interface designed to make money feel less stressful. Worth It is free. Start spending on what's actually worth it.

About

Cent

Features
Read full description

Meet Cent: the ultra-minimalist, private expense tracker designed for absolute speed and total data ownership. Most budgeting apps force you to create accounts, link your private bank details, and sync your financial life to the cloud. Cent does the exact opposite. It works 100% offline, keeping your financial data exactly where it belongs: locally on your device. With a frictionless design inspired by the speed of a daily calculator, Cent cuts through the noise so you can log an expense and get on with your day. WHY USE CENT? โ€ข 100% LOCAL & PRIVATE: Your data never leaves your phone. No servers, no data selling, and no privacy anxiety. โ€ข ZERO FRICTION: No sign-ups, no onboarding loops, and no login forms. Open the app and log immediately. โ€ข INSTANT LOGGING: Enter an amount on the dedicated numpad, tap a category, and save in a single gesture. โ€ข SMART HISTORY & INSIGHTS: View beautifully clean, native charts that break down your spending by category for the month. โ€ข EXPORT ANYTIME: You own your data. Export your entire history to a standard CSV file whenever you need to back it up or run a spreadsheet. Take control of your habits without sacrificing your privacy. Download Cent today.

Screenshots

Worth It4 screens
Cent3 screens

Verdict

The call

Worth It and Cent are too close to call on the numbers: across 5 compared parameters โ€” price, ads, in-app purchases and device support among them โ€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
Worth It versus Cent: the parameters behind the verdict, then further details
ParameterWorth ItCent
PriceFreeFree
Update frequencyEvery 6 weeksโ€”
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.017.0
Further details โ€” not scored
Size3 MB1 MB
Age rating4+4+
DeveloperMohamed AliAbhay Krishna Patil

In-app purchases

None

Worth It

No in-app purchases

None

Cent

No in-app purchases

Questions

Is Worth It free?
Worth It is free to download, with no in-app purchases.
Is Cent free?
Cent is free to download, with no in-app purchases.
Do Worth It or Cent have ads?
Neither Worth It nor Cent shows ads.

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