Comparison

Spot Bot vs BillVault

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spot Bot

Instantly value precious metals by entering weight and purity. Track your collection's worth and profit/loss in real-time. Access historical prices, set alerts, and utilize dealer tools.

Highlights
  • Live spot price calculator
  • Portfolio tracking with profit/loss
  • Historical price charts
  • Price alerts
  • Home screen widgets
  • Dealer tools
Features
Read full description

Spot Bot is the fastest way to value precious metals and track your collection - built for stackers, scrap buyers, and dealers alike. Check live spot prices for gold, silver, platinum and palladium, refreshed every minute. Punch in any weight and purity - sovereigns, Britannias, bars, jewellery, scrap - and instantly see what it's worth at today's market. WHAT YOU CAN DO • LIVE SPOT CALCULATOR Work out the melt value of any item in seconds. Pick a metal, enter grams or troy ounces, choose a purity (24ct, 22ct, 18ct, 9ct, sterling .925 and more) - the value updates live. Switch between 15+ currencies. • TRACK YOUR PORTFOLIO Add your coins and bars with photos, purchase prices and dates. See your total value and profit/loss update in real time as the market moves. Everything syncs securely across iPhone and the web. • CHARTS & HISTORY Five years of price history for every metal. View any purity over time - chart 18ct gold or sterling silver, not just pure spot. Track the gold-to-silver ratio and other metal pairings. • PRICE ALERTS Set a threshold and get a push notification the moment a metal rises above or falls below your target. Never miss a buying or selling opportunity. • HOME SCREEN & LOCK SCREEN WIDGETS Keep live spot prices and your portfolio value one glance away. Plus a full Apple Watch app. • DEALER TOOLS Buying over the counter? Set your buy rate as a percentage of spot, price a customer's items one by one, and read off a running total offer. SPOT BOT PRO Upgrade to unlock: • AI Coin Identification - photograph any coin and get its exact specification, weight, purity and UK CGT status • AI Receipt Scanning - snap a dealer receipt and import every item into your portfolio automatically • Multiple portfolios • UK Capital Gains Tax reports with CSV export • Insurance valuation reports as PDF • Price alerts and portfolio email digests Whether you're checking the scrap value of an old ring, tracking a growing bullion stack, or running a buying counter, Spot Bot gives you the live numbers you need - beautifully, instantly, and in your pocket. Prices are sourced from professional market data and are for informational purposes only. Spot Bot is not a licensed financial adviser. Spot Bot Pro - auto-renewing subscription • Monthly - £3.99 per month • Yearly - £39.99 per year (7-day free trial for new subscribers) A one-time Lifetime unlock (£99.99) is also available. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel anytime in your Account Settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://spot-bot.co.uk/privacy

About

BillVault

Manage all your bills and subscriptions in one place with timely reminders and spending insights. Easily add bills by scanning or importing, and get personalized advice on safe spending until your next payday. Features include cancellation assistance and duplicate service detection.

Highlights
  • Bill and subscription tracking
  • Automated bill reminders
  • Spending analysis by category
  • Bill scanning and import
  • Subscription cancellation assistance
  • Free trial and price rise alerts
  • Privacy-focused design
Features
Read full description

Every bill and subscription in one place, a reminder before anything is due, what is safe to spend until payday, and Apple Intelligence when you have a question about them. No account, no bank login, nothing sent to the developer. Reminders before anything is due • Reminders three days before and on the day • A calendar of everything due, with daily totals • Overdue bills front and center until they're paid • Autopay bills flagged so you can check the amount before it leaves Add a bill in seconds • Point the camera at a paper bill, the biller, amount and due date fill themselves in • Paste the text of an email bill • Open a bank statement export and BillVault finds the charges that repeat See where the money goes • Safe to spend until your next payday, once every bill due before it is counted • Import a statement and every purchase is sorted into a category • Spending by category, top merchants, month-over-month trend • Net worth from your account balances, with a trend line • Budgets per category, with bills counted automatically • Savings goals with a months-to-go estimate • Income with per-paycheck deductions and real take-home Cancel what you don't use • Drafted cancellation email for any subscription • A phone-call brief: what to say, how to answer the retention offer, what to get before hanging up It watches so you don't have to • Free trials flagged before they convert • Price rises caught the month they happen • Duplicate services spotted (two music apps, three streamers) • Budget alerts at 85% and 100% • A heads-up when bills due this week exceed your checking balance Ask anything • "What's due this week?" "How much do subscriptions cost me a year?" "Am I over budget?" • Everyday questions are answered instantly by the app itself; harder ones go to Apple Intelligence • On iOS 27, real reasoning from Apple's larger model on Private Cloud Compute, which can write the briefing and cancellation letters too • Works with Siri: "What's due in BillVault", "Mark a bill paid in BillVault" On your wrist and Home Screen • Apple Watch app and complication: this week's bills and anything overdue, and mark a bill paid from your wrist • Widgets for the Home Screen and Lock Screen, and on iOS 27 a tall widget that shows the month ahead • Live Activity: the bill due today shows in the Dynamic Island and on the Lock Screen Built for privacy • Runs on Apple Intelligence. On iOS 27 a question, the briefing, a cancellation letter or naming imported charges can use Apple's Private Cloud Compute, designed so that Apple cannot read it; switch it off in Settings and everything runs on your iPhone. Scans and photos never leave it • No account, no bank login, nothing sent to the developer • Face ID lock; card numbers stored in the Keychain • One-tap CSV export, your data is yours Also • Split bills with a roommate • Monthly check-in that catches price rises • Payment history with on-time tracking Free BillVault tracks unlimited bills with reminders, forever. BillVault Pro (a yearly subscription with a 7-day free trial for new subscribers, a monthly subscription, or a one-time purchase; local prices are listed under In-App Purchases on this page) adds unlimited scanning, statement import, net worth, the card vault, unlimited budgets and goals, and unlimited copilot questions. With Pro, start with your last three months of statements, then add one each month to keep recurring charges up to date. Family Sharing included. No ads, ever. Apple Intelligence features need iPhone 15 Pro or later, or a supported iPad or Mac, with Apple Intelligence turned on. Everything else works on iOS 26 or later. Payment is charged to your Apple Account. Subscriptions renew automatically unless canceled at least 24 hours before the end of the period and can be managed in Settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://dlong8484.github.io/billvault-support/privacy.html

Screenshots

Spot Bot3 screens
BillVault4 screens

Verdict

The call

The clearest difference is monetization model: Spot Bot at free against BillVault's freemium. Spot Bot also leads on iOS requirement (16.0 vs 26.0). BillVault's advantage is update cadence (every 5 days vs fortnightly). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spot Bot sells 3 in-app purchases, starting at $4.99 per month and BillVault sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spot Bot ships an update fortnightly, BillVault every 5 days. The most recent releases landed on October 25, 2026 and October 26, 2026 respectively.

Scorecard3 real differences · 7 level
Spot Bot versus BillVault: the parameters behind the verdict, then further details
ParameterSpot BotBillVault
PriceFreeFree
Rating—4.8 (4 ratings) — better
Positive reviews100.0% of reviews—
Number of ratings—4 — better
Update frequencyFortnightlyEvery 5 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad, Apple WatchiPhone, iPad, Apple Watch
Requires iOS16.0 — better26.0
Further details — not scored
Size7 MB6 MB
Age rating4+4+
DeveloperOliver's Bullion LtdDavid Long

Customer experience

Spot Bot

Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

BillVault

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Spot Bot

Subscriptions2
  • Spot Bot Pro - Monthly7 Days trial$4.991 Month
  • Spot Bot Pro - Yearly$49.991 Year
One-time1
  • Spot Bot Pro - Lifetime$129.99
3 purchases

BillVault

Subscriptions2
  • BillVault Pro Monthly$3.991 Month
  • BillVault Pro Yearly7 Days trial$29.991 Year
One-time1
  • BillVault Pro Lifetime$79.99

Questions

Is Spot Bot free?
Spot Bot is free to download, with in-app purchases available.
Is BillVault free?
BillVault is free to download, with in-app purchases available.
Do Spot Bot or BillVault have ads?
Neither Spot Bot nor BillVault shows ads.
Which is updated more often, Spot Bot or BillVault?
Spot Bot ships an update fortnightly, and BillVault every 5 days. Most recently, Spot Bot was updated on October 25, 2026 and BillVault on October 26, 2026.

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