Comparison

Lumo Wallet vs Arc

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Lumo Wallet

A self-custody cryptocurrency wallet offering secure storage, management, and trading of digital assets. It provides tools for both individual and business users, with an AI assistant to guide navigation.

Highlights
  • Self-custody security with private key control
  • Buy, sell, send, and receive cryptocurrencies
  • Manage multiple blockchain networks
  • Real-time portfolio monitoring
  • Business payment tools
  • AI-powered in-app assistant
Features
Read full description

One Wallet. Endless Possibilities. Your Keys. Your Crypto. Your Way. Lumo Wallet is a powerful self-custody crypto wallet designed for individuals and businesses who want complete control over their digital assets. Buy, store, send, receive, and manage cryptocurrencies from one secure and easy-to-use application. Unlike custodial platforms, Lumo Wallet gives you full ownership of your crypto. Your private keys and recovery phrase remain under your control, helping you stay in charge of your assets at all times. Self-Custody Security Lumo Wallet is built around the principle of self-custody. • You control your private keys • Your recovery phrase stays under your control • Advanced encryption helps protect your wallet • No access to your funds by Lumo Wallet • Secure account recovery through your seed phrase Manage Your Crypto Store and manage your favorite cryptocurrencies through a clean and intuitive interface. Features include: • Send and receive crypto globally • View balances and transaction history • Monitor your portfolio in real time • Access multiple blockchain networks • Simple wallet creation and import options Buy and Sell Crypto Purchase cryptocurrency directly within the app through trusted third-party providers. • Buy crypto using supported payment methods • Sell supported cryptocurrencies where available • Fast onboarding experience • Competitive exchange rates from integrated partners Availability may vary by region. Lumo Business Lumo Wallet is more than a personal wallet. Businesses can access tools designed to help them participate in the digital asset economy. Business features include: • Accept cryptocurrency payments • Generate payment requests and invoices • Monitor incoming transactions • Access business-focused wallet functionality Feature availability may vary based on jurisdiction and compliance requirements. PulseAI Assistant Meet PulseAI, Lumo Wallet's intelligent in-app assistant. PulseAI helps users navigate wallet features, understand functionality, and access relevant information directly within the app. Built for Global Users Whether you're new to crypto or an experienced user, Lumo Wallet is designed to make digital asset management simple and accessible. Use Lumo Wallet to: • Store digital assets securely • Send payments worldwide • Manage your portfolio • Access business payment tools Important Information Lumo Wallet is a self-custody wallet. Users are solely responsible for safeguarding their recovery phrase and private keys. Loss of recovery credentials may result in permanent loss of access to funds. Cryptocurrency services and third-party integrations may not be available in all jurisdictions. Users should ensure compliance with local laws and regulations before using any digital asset services. Lumo Wallet does not provide financial, investment, tax, or legal advice. Cryptocurrency investments involve risk and may result in loss of value. Download Lumo Wallet today and take control of your digital assets with a secure, self-custody experience designed for the future of finance.

About

Arc

Features
Read full description

Arc Wallet is a self-custodial USDC wallet built for the Arc network. Your keys never leave your device — they are encrypted behind a passcode you choose, with optional Face ID for quick unlock. Create a new wallet with a recovery phrase or import one you already have, and manage multiple wallets in a single app when you need separate balances for work, savings, or everyday spending. Send and receive USDC on Arc in a few taps. Paste an address, scan a QR code, or pick a saved contact. Review the amount, network fee, and total before you sign, then confirm when you are ready. Fees are paid in USDC from the same balance — no second token to hold for gas. Transfers on Arc settle quickly, and every payment appears in your activity feed with full on-chain details. Track what comes in and what goes out with a clear transaction history. Open any transfer in Arc Explorer to verify status, block, and hash in your browser. Receive USDC with your address or a QR code, and optionally request a specific amount when someone owes you. Arc Wallet is designed to be simple without hiding what matters. You stay in control of your recovery phrase, your passcode, and your funds. Switch between Arc Mainnet and Testnet from settings when you need to explore or test. Built for people who want a focused USDC wallet on Arc — secure, transparent, and ready when you are.

Screenshots

Lumo Wallet4 screens
Arc4 screens

Verdict

The call

The clearest difference is ads: Arc at none against Lumo Wallet's shown. Lumo Wallet's advantage is device support (4 vs 1) and iOS requirement (15.0 vs 17.0). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard3 real differences · 7 level
Lumo Wallet versus Arc: the parameters behind the verdict, then further details
ParameterLumo WalletArc
PriceFreeFree
Rating1.0 (1 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 3 days—
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPad, iPod, Mac — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size226 MB7 MB
Age rating17+12+
DeveloperLumo Wallet LLCArc Network Services LLC

In-app purchases

None

Lumo Wallet

No in-app purchases

None

Arc

No in-app purchases

Questions

Is Lumo Wallet free?
Lumo Wallet is free to download, with no in-app purchases.
Is Arc free?
Arc is free to download, with no in-app purchases.
Do Lumo Wallet or Arc have ads?
Lumo Wallet shows ads; Arc does not.

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