ChatWallet ChipChat vs tipme

The name: ChipChat is where "everyone chips in" meets the "chat" you're already in. Two ideas, one word: the chip is the money each person contributes; the chat is the group conversation where it all happens — the planning, the nudging, the "I just sent mine!" Money and conversation finally live in the same place. Money lives where you chat. ChipChat turns any group chat into a place where everyone can chip in. Rent, the group trip, the team gift, monthly dues — start a collection right inside the conversation and watch contributions roll in, live. No more "Venmo me," screenshots of who owes what, or chasing people one by one. Drop a ChipChat into the chat, and every member can pay their share in a single tap. Why groups love ChipChat Collect & pay without leaving the chat Live campaign cards appear right in the conversation. Tap once to pay your share — done. Split any bill in seconds Add the tip, divide by the group, and send a payment request. No mental math required. Never chase a friend again One tap sends a friendly — or firm — reminder to everyone who hasn't paid yet. Watch the money roll in, live A real-time pulse shows every contribution the moment it lands. Momentum everyone can see. Hit the goal together Watch the bar fill and celebrate the moment your group is fully funded. Reward your most reliable members Streaks and crowns turn on-time payments into a game everyone wants to win — and build your group's reputation, all the way to Diamond. Built for the way groups actually talk. Works for roommates, trips, teams, clubs, families, and any crew that pools money together. Just ChipChat it. The easiest way for any group to handle money together. Free to start. Lives in ChipChat but can work alongside WhatsApp · Telegram · SMS

Don’t lose cash-only customers. Let customers pay for your service or leave a tip from their phone. No reader or monthly fee. GET PAID YOUR WAY • Create a tip page with preset amounts like $5, $10, or $20, or let customers enter their own amount. • Create a service page with a fixed price for a class, job, or appointment. • Every page has its own link and QR code, plus a title, a message up to 140 characters, and your picture. • Customers pay in their phone’s browser with Apple Pay, Google Pay, or a card. They do not need an app or account. • Put your QR code on your phone, badge, table card, sticker, counter, or car. • Choose who pays the processing fee for each page: the customer or you. • No business setup, card reader, or monthly fee. TAP TO PAY ON IPHONE • Take contactless cards, phones, and watches on your iPhone with Tap to Pay on iPhone. • No reader is needed. Requires iPhone XS or later. SERVICE TOOLS • Booking: add one-off or repeating times for up to six months, set a seat limit, and let customers choose a time and pay. • See who is coming for each booking. • One-time payment links: set an exact amount, share the link, and it closes after one payment. • Customers can download an invoice before paying, then a paid invoice and receipt after. Share them as PDFs from history. PAYOUTS • Standard payouts to your bank are free and take a few business days. • Instant payouts to an eligible debit card arrive in minutes for a small fee. • Withdraw once your balance is $1 or more. RECORDS AND SECURITY • See your live balance and payment history. • Get a daily email recap after activity and export records to a spreadsheet. • If you pass the IRS thresholds, get a Form 1099-K. • Sign in with Face ID. • Sign up with an SSN or ITIN. Stripe checks your identity, and your account is usually ready the same day. • Your app and web dashboard share one account. • Payments are processed by Stripe (PCI DSS Level 1). Bank linking goes through Plaid. tipme never stores card details. • Every payment is recorded, so tax time is easier. WHO IT’S FOR • Hair and beauty: barbers, hair stylists, nail and lash techs. • Wellness: massage therapists, personal trainers, yoga and dance instructors. • Personal services: tattoo artists, photographers, DJs, musicians, street performers. • Hospitality: bartenders, baristas, servers, valets, bellhops, housekeeping. • Local and mobile services: tour and fishing guides, rideshare and delivery drivers, movers, house cleaners, dog walkers and groomers. PRICING • No signup fee, monthly fee, or subscription. • Each payment has one clear fee, shown up front. Breakdown at tipme-app.com/fees. For use in the United States only. Must be 18+. Available in English and Spanish. tipme-app.com/help tipme-app.com/terms tipme-app.com/privacy