ChatWallet ChipChat vs TipMe

The name: ChipChat is where "everyone chips in" meets the "chat" you're already in. Two ideas, one word: the chip is the money each person contributes; the chat is the group conversation where it all happens — the planning, the nudging, the "I just sent mine!" Money and conversation finally live in the same place. Money lives where you chat. ChipChat turns any group chat into a place where everyone can chip in. Rent, the group trip, the team gift, monthly dues — start a collection right inside the conversation and watch contributions roll in, live. No more "Venmo me," screenshots of who owes what, or chasing people one by one. Drop a ChipChat into the chat, and every member can pay their share in a single tap. Why groups love ChipChat Collect & pay without leaving the chat Live campaign cards appear right in the conversation. Tap once to pay your share — done. Split any bill in seconds Add the tip, divide by the group, and send a payment request. No mental math required. Never chase a friend again One tap sends a friendly — or firm — reminder to everyone who hasn't paid yet. Watch the money roll in, live A real-time pulse shows every contribution the moment it lands. Momentum everyone can see. Hit the goal together Watch the bar fill and celebrate the moment your group is fully funded. Reward your most reliable members Streaks and crowns turn on-time payments into a game everyone wants to win — and build your group's reputation, all the way to Diamond. Built for the way groups actually talk. Works for roommates, trips, teams, clubs, families, and any crew that pools money together. Just ChipChat it. The easiest way for any group to handle money together. Free to start. Lives in ChipChat but can work alongside WhatsApp · Telegram · SMS

TipMe turns your phone into the easiest way to get paid for your work. Create your own tip page in minutes, share it with a QR code or link, and let customers pay by card, Apple Pay, or Google Pay — no app download needed on their side. Money lands in your TipMe balance, and you decide when to move it to your bank. GET PAID IN SECONDS • Your own payment page with your name, photo, and message • A printable QR code for your counter, chair, badge, or car • Customers pay by card, Apple Pay, or Google Pay in a couple of taps • Suggested amounts, custom amounts, and an optional note from the customer TAP TO PAY ON IPHONE • Accept contactless cards and digital wallets directly on your iPhone • No card reader, no dongle, no extra hardware to buy or charge • Requires iPhone XS or later with iOS 16.7 or later YOUR MONEY, YOUR SCHEDULE • Cash out to a linked bank account, or instantly to a debit card • Link your bank securely — TipMe never sees your banking password • Track every payment, payout, and fee in one place • Daily and weekly summaries so you always know what you earned BUILT FOR PEOPLE WHO WORK FOR IT Baristas and bartenders. Stylists, barbers, and nail techs. Drivers, movers, valets, and delivery pros. Tattoo artists, musicians, and instructors. Cleaners, handymen, dog walkers, and guides. Anyone who is paid directly by the people they serve. SIMPLE, HONEST PRICING • No monthly fee and no setup fee • A clear percentage per payment, shown before you accept it • Full fee breakdown at tipme-app.com/fees SECURE BY DESIGN • Payments are processed by Stripe, a certified PCI Service Provider Level 1 • Card details are never stored on your phone or on our servers • Identity verification keeps your account and your payouts protected TipMe is available to workers in the United States. A supported bank account or debit card is required to receive money. Questions? Visit tipme-app.com/help Terms: tipme-app.com/terms Privacy: tipme-app.com/privacy