Hekta vs Thumal

Hekta logs your money for you. Connect a source once, and your bank's messages and your Apple Pay taps become rows in your Feed, without opening the app. THREE SOURCES - Bank messages: one Shortcuts automation hands Hekta each message your bank sends. Hekta reads CIB, NBE, QNB and more by fixed rules, and its AI reads the rest. - Apple Pay taps: an in-store tap logs itself, with the merchant and the amount. Online purchases still arrive from your bank's message. - You: write what you spent in the bar, paste a message, share or photograph a receipt, or tell Siri "Log an expense with Hekta". A row Hekta reads by fixed rules, from a bank it knows or from an Apple Pay tap, can save on its own, and every one can be undone. Anything the AI reads waits for you to confirm it. Any source can be switched to "Ask me first". ONE FEED, ONE BAR Your balance and what's left to spend share one card at the top, with a bar that shows your pace through the month. Below it is everything that happened, day by day. Under the Feed is one bar with two jobs. Ask it where your money went, what's due, who owes you or what you're worth, or write what you spent. The common questions are answered from your own data straight away and do not use your AI allowance. Anything else goes to the AI assistant. Nothing you write is saved until you confirm it. EVERYTHING YOU OWN AND SHARE - Gold by weight and karat (24K down to 10K, never ounces), stocks and crypto, valued at live prices in your base currency. - Budgets, subscriptions and instalment plans, and what's due next. - Groups for shared expenses, split equally, by shares, by exact amounts or by percentage, and settled up. Groups are free, with no limit. - A private record of what you lent and borrowed, person by person. You can share it with another Hekta user when you both agree. - Accounts, transfers and categories. Every list is in Everything, behind the icon at the top of the Feed. MADE FOR THE ARAB WORLD - Arabic and English throughout, with a native right-to-left layout. - Gold by karat, the way you buy it. - Real multi-currency: every entry keeps the exchange rate of the day you made it, so past months are never rewritten when rates move. PRIVATE BY DESIGN - No ads. No cross-app tracking. No third-party analytics. We never sell your data. - Your financial data is stored in the EU and protected so that only you can read it. - Receipt photos are deleted once the transaction is saved. Hekta never stores your voice. - Lock the app with Face ID. - Export your transactions to CSV for free, and delete your account and all its data from inside the app at any time. FREE, WITH PREMIUM WHEN YOU NEED IT Bank messages Hekta reads by fixed rules are free and never counted. Each month, the free plan also includes 50 AI messages, 15 receipt scans and 100 bank messages read by AI, plus 5 assets, 3 budgets, 10 subscriptions and 10 custom categories. Premium removes those limits and adds: - A family circle of up to 5 people - A PDF report of your money Premium is $4.99/month or $39.99/year. Both plans include a 1-month free trial for new subscribers. Payment is charged to your Apple ID at purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period; you can manage or cancel anytime in your App Store account settings. Privacy Policy: https://legal.hekta.money/privacy/ Terms of Use: https://legal.hekta.money/terms/ Questions? support@hekta.money

Your smart companion's allowance to organize your daily expenses Thumal answers the permanent question, where did my salary go? Easily record your expenses, or auto-link to record transactions from bank messages via Apple shortcuts, then track your spending, budget, and financial goals from one place. With Thumal you can: • Automatically record expenses from banking transaction messages after preparing the shortcut. • Manually adding and modifying expenses. • Classify your expenses to know where your owner is going. • Follow up your monthly spending and budget. • See reports that help you understand your financial habits. • Create financial goals and follow up your progress towards achieving them. • Know the amount you need to save to reach your goals on time. It doesn't just record numbers; it helps you form a clearer picture of your financial behavior and make better decisions over time. Your expenses are clearer. Your goals are closer. And your money is under your eyes.