Refactual vs Veloterm
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Refactual
An AI-powered workspace designed for modern software development, accessible on mobile. It offers real-time chat, code refactoring tools, codebase analysis, and document parsing. Seamlessly sync your work between web and mobile platforms.
- Real-time AI chat with streaming replies
- Code refactoring and pull request tracking
- Codebase modernization reports
- Parsed document library with sharing
- Web and mobile work synchronization
- Model picker for AI tasks
- Change alerts from monitored sources
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Refactual is your AI workspace for modern software work — now on your phone. Chat is the everyday flagship: ask anything and watch answers stream in live. Paste code, ask about an error, get cited images and sources, and pick the model that fits the task. Your conversations sync with refactual.com, so you can start on the web and continue on mobile. The app brings the rest of your Refactual work with you: • Chat — streaming AI replies, a model picker, web search, and rich cited media. • Refactor — kick off and track code-refactor jobs, then open the pull request. • Repos — read your codebase modernization reports: score, hotspots, ROI, and a step-by-step remediation plan. • Parser — view structured output from your parsed PDFs and documents. • Documents — your parsed document library, with sharing. • Code — browse and copy the code snippets from your sessions. • Monitor — get change alerts from the pages and sources you watch. • Account — your plan and shared team credit balance at a glance. Your Refactual account and work sync across web and mobile. The app is free to download and use with your Refactual account. Built for developers and teams modernizing real codebases. Sign in and pick up right where you left off. Terms of Use (EULA): https://www.refactual.com/terms Privacy Policy: https://www.refactual.com/privacy
Veloterm
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Veloterm is a fast, native SSH client for iPhone and iPad with a built-in AI assistant. Connect to your remote servers over SSH and work in a full xterm-256color terminal powered by SwiftTerm — with an AI helper that can suggest, explain, and fix shell commands. SECURE BY DESIGN • Host-key pinning (TOFU): a changed server fingerprint refuses the connection to defend against man-in-the-middle attacks. • Passwords and private keys are stored only in the iOS Keychain — never synced, never logged. • App Transport Security enforced. The app talks only to the SSH hosts you configure and, for AI, to Anthropic's API. AI ASSISTANT — BRING YOUR OWN KEY • Suggest, Explain, and Fix commands right from the terminal. • Uses YOUR OWN Anthropic API key, stored in the Keychain and called directly from your device. No middle-man server, no analytics, no tracking. FAST & NATIVE • SwiftUI interface for iPhone and iPad, with split-view multitasking. • Password or private-key authentication. • Import and export your host profiles. VELOTERM PRO • Free: save up to 20 hosts. • Pro (one-time purchase): unlimited saved hosts plus profile export/import. Veloterm is an SSH client — it connects to servers you control and does not run a shell on the device.
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Verdict
The clearest difference is in-app purchases: Veloterm at none against Refactual's 5. Refactual's advantage is update cadence (every 6 days vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Refactual sells 5 in-app purchases, starting at $6.99 per month. Veloterm asks for nothing beyond the download.
Refactual ships an update every 6 days, Veloterm every 3 weeks. The most recent releases landed on October 10, 2026 and October 12, 2026 respectively.
| Parameter | Refactual | Veloterm |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 6 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 15 MB | 18 MB |
| Age rating | 4+ | 4+ |
| Developer | Sean Webb | Vilee, LLc |
In-app purchases
Refactual
- Refactual Plus$6.991 Month
- $10 of credits$10.00
- $25 of credits$25.00
- $50 of credits$50.00
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- $125 of credits$100.00
Veloterm
No in-app purchases









