Pay vs LedgerLance

Pay-Calc is a paycheck, tax, and budget calculator that helps you know your exact take-home pay before payday — and plan your monthly budget around it. Built for 2026 with verified tax rates for all 50 states. FREE CALCULATORS - Salary-Calc — take-home pay from your annual salary across all pay schedules - Hourly-Calc — take-home pay from your hourly rate and hours worked - Budget-Track — track your monthly budget by expense item, with optional actual-spending tracking - Budget-Calc — see the income you need to cover any budget amount PAY-CALC PRO — $4.99/YEAR 7-day free trial. Unlocks three additional calculators and removes banner ads: - Indie-Calc — self-employment tax for freelancers including quarterly estimates - Compare-Calc — compare two income scenarios side by side - Biz-Calc — true total cost of an employee including benefits and overhead Subscription auto-renews annually at $4.99 unless cancelled at least 24 hours before renewal. Manage or cancel in your App Store account settings. Any unused trial will be forfeited when a subscription is purchased. Payment charged to Apple ID at confirmation. ALL 50 STATES SUPPORTED Federal and state tax rates verified for 2026 against official IRS and state revenue department publications. PRIVACY FIRST All calculations happen on your device. Your financial information is never transmitted or stored on external servers. DISCLAIMER Pay-Calc provides estimates for informational purposes only. Results may differ from your actual paycheck. Consult a tax professional for advice specific to your situation. Privacy Policy: https://pay-calc.com/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

LedgerLance is a private, on-device record book for self-employed people -- freelancers, gig workers, and independent contractors who get 1099s instead of paychecks. Keep clean records all year: • Log income as it arrives and expenses as they happen • Scan paper receipts with your camera -- LedgerLance reads the amount, date and merchant on-device and suggests them; you review and confirm every entry • Track mileage trips with your own per-mile rate • See a quarterly set-aside target based on a percentage you choose yourself • Get reminders ahead of common quarterly dates • Lock the app with Face ID Your data stays on your phone. No account, no cloud, no analytics, no ads. Export everything as JSON anytime, for free -- your records are never held hostage. LedgerLance is a record-keeping tool, not tax, legal, or accounting advice. It does not calculate taxes. Verify all figures with a qualified tax professional. LedgerLance Plus is an auto-renewing subscription that unlocks the app: unlimited income, expense and mileage entries, plus CSV export and a CPA-ready PDF packet of your records. A free trial is offered on the annual plan. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period; manage or cancel anytime in your Apple Account settings. Current prices and terms are shown in the app before you buy. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://quantrolix.ai/privacy#sololedger