Paranova vs Vade

Two ledgers, one app: your personal budget and your business books. Log income and expenses in one tap and keep your budget on track; for your business, keep customers on account, write invoices, and watch payments come in. Ad-free. PERSONAL — free • Income & expense tracking — categorize every transaction • Accounts & cards — manage multiple accounts in one place • Budgets — set category budgets and get alerts when you overspend • Savings goals — watch yourself get closer to what you want • Recurring transactions — auto-log rent, salary, and bills • Subscription tracking — never forget Netflix, Spotify and more • Debts & loans — installment plans and early payoff amounts • Reports & charts — clearly see where your money goes • Smart insights — tips about your spending habits • Multi-currency — each account in its own currency • Face ID / PIN lock — keep your finances private BUSINESS — for shops, freelancers, small companies and teams • Contacts on account — customer and supplier balances on one screen; share a statement, send a reminder over WhatsApp or SMS • Invoices & quotes — automatic numbering, VAT and withholding; turn a quote into an invoice in one tap • Receivables — open and overdue totals on your home screen • Team & roles — invite your team; staff report expenses with a receipt, you approve • Cash register — opening, count, difference • Tax calendar — VAT, withholding and provisional tax periods • Stock — issuing an invoice moves stock; low-stock warnings • Time entries — bill your hours to an invoice • Staff advances & payroll records • Business report & accountant export — share the period's invoices as CSV ACCOUNT & CLOUD SYNC Open a free Paranova account and your data is backed up to the cloud and synced across your devices — switch phones and nothing is lost. The business ledger and team features run on your account. You can also start without an account and move your records over when you sign up. PRIVACY Your data is stored on our servers in Turkey and travels over an encrypted (HTTPS) connection. It is never sold, never used for ads, never shared with third parties. Without an account, your records stay on your device. Receipt photos never leave your phone. You can delete your account and your data from inside the app at any time. Business modules are free for the length of the beta. WHO IS IT FOR? Anyone who wants to see where their money goes — and anyone running a shop, a freelance practice or a small company from their phone. Contact & support: info@paranovaapp.com

Vade is a subscription tracker that gathers your digital subscriptions in one place and warns you before the renewal day arrives. You know how many subscriptions you pay for, but not what they add up to. That is exactly what Vade is for. ▸ ADD FROM THE BUILT-IN CATALOGUE IN SECONDS Netflix, Spotify, YouTube Premium, iCloud+, Google One, Disney+ and dozens more are ready in the catalogue. Pick a plan, set the date, done. Anything missing you can add yourself. ▸ SEE YOUR MONTHLY TOTAL AT A GLANCE The home screen shows what you are paying this month, your priciest subscriptions and the breakdown by category. Streaming, cloud, productivity — you can see where the money goes. ▸ SET A BUDGET GOAL Choose a monthly target; Vade shows how much is left on a bar and warns you when you go over. ▸ NEVER MISS A RENEWAL Every subscription has a countdown ring. You get a notification three days before the renewal and again on the day — enough time to cancel if you want to. ▸ PAYMENT CALENDAR The month view shows which subscription renews on which day, so you spot the busy weeks in advance. ▸ DEBTS AND CREDITS Who you owe and who owes you, tracked separately from subscriptions. Mark it settled and the record closes. ▸ VADE WRAPPED A recap of your subscriptions: what you paid over the year, which one costs the most, and how long your oldest subscription has been with you. ▸ EXPORT AND IMPORT WITH CSV Export your subscriptions and debts as CSV, keep a backup, restore it on another device. Your data stays yours. ▸ 12 LANGUAGES AND YOUR OWN CURRENCY English, Turkish, German, Spanish, French, Italian, Portuguese, Dutch, Russian, Polish, Azerbaijani and Arabic — with a full right-to-left layout in Arabic. Every record can keep its own currency. NO ACCOUNT, NO SIGN-UP You start using Vade the moment you install it. No email, no phone number, no password. WHERE YOUR DATA LIVES Your subscription, debt and budget records are stored only on your device and are never sent to a server. The app goes online only to read the service catalogue and to show ads. Vade is free and contains ads. Privacy policy: https://vade-gizlilik.netlify.app