Comparison

TenPayGo vs CardMaster

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TenPayGo

Facilitates seamless payments in China using international cards and digital wallets, even without a local WeChat account. Offers AI-powered exploration tools like real-time translation and object identification to enhance travel experiences.

Highlights
  • Accepted at most Chinese merchants
  • Supports Visa, Mastercard, Amex, and more
  • Pay without WeChat
  • AI-powered translation
  • Object identification
  • Taxi booking assistance
Read full description

-Accepted Almost Everywhere Weixin Pay is accepted at nearly every merchant in China. With TenPayGo, you can pay directly at any merchant that accepts Weixin Pay, including everyday shopping, dining, transport, hotels and attraction tickets. Even without WeChat, you can pay in China as easily as a local. -Safe and Simple TenPayGo is committed to letting travellers use the payment methods they already know and trust. It currently supports international cards from seven major card networks: Visa, Master, UnionPay International, American Express, JCB, Discover and Diners Club. Simply add your card to TenPayGo, or connect Apple Pay on your iPhone, and start paying. TenPayGo also connects with dozens of digital wallets, making it convenient to pay in China. -Explore China with Ease TenPayGo brings together a wide range of AI powered services, so no matter which country you are from, you can explore China in the way you prefer. Point your camera at something and TenPayGo will explain what it is in your own language. Use face to face translation to communicate without barriers. Circle what you see, take a photo, and have the menu translated for you. It can also help you get around more easily, including taking a taxi in China. More AI services are waiting for you to experience and discover. TenPayGo official website: www.tenpaygo.com

About

CardMaster

Features
Read full description

CardMaster helps credit-card enthusiasts organize reward tasks, benefit credits, wallet cards, repayment dates, and official offer sources in one private app. Track eligible progress manually, keep multiple physical cards separate, review cashback trends, choose supported card designs, and check signed card-catalog updates without creating an account or connecting a bank. Your wallet details, card digits, notes, reward progress, and benefit history stay on your device by default. CardMaster uses CloudKit Live Sync only when you opt in; manual .cardmasterbackup export and import remain available. CardMaster does not show ads or track you across apps and websites. CardMaster is an independent tracking tool. It is not affiliated with any bank or card network, does not process payments, does not automatically verify purchases, and does not provide financial advice. Always confirm eligibility, enrollment, and current terms with the linked official source.

Screenshots

TenPayGo4 screens
CardMaster4 screens

Verdict

The call

The clearest difference is iOS requirement: TenPayGo at 15.0 against CardMaster's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on November 1, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 9 level
TenPayGo versus CardMaster: the parameters behind the verdict, then further details
ParameterTenPayGoCardMaster
PriceFreeFree
Rating3.1 (72 ratings) — better—
Positive reviews35.4% of reviews—
Number of ratings72 — better—
Update frequencyWeeklyWeekly
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size137 MB7 MB
Age rating4+4+
DeveloperTencent Technology (Shenzhen) Company Limited景辉 何

In-app purchases

None

TenPayGo

No in-app purchases

None

CardMaster

No in-app purchases

Questions

Is TenPayGo free?
TenPayGo is free to download, with no in-app purchases.
Is CardMaster free?
CardMaster is free to download, with no in-app purchases.
Do TenPayGo or CardMaster have ads?
Neither TenPayGo nor CardMaster shows ads.
Which is updated more often, TenPayGo or CardMaster?
TenPayGo ships an update weekly, and CardMaster weekly. Most recently, TenPayGo was updated on November 1, 2026 and CardMaster on October 31, 2026.

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