TenPayGo vs Subdeck
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TenPayGo
Facilitates payments in China at merchants accepting Weixin Pay, eliminating the need for cash or change. It covers various daily expenses like shopping, dining, and transportation, with more services planned.
- Direct payment at Weixin Pay merchants
- Covers shopping, dining, and transportation
- Transaction history tracking
- Supports everyday spending scenarios
- Gradual rollout of new services
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TenPayGo makes your trip to China easier. At merchants that accept Weixin Pay, you can pay directly with TenPayGo, without exchanging cash or preparing change. -Covers everyday spending scenarios including shopping, dining, transportation, hotels, attractions, entertainment, and health. -View transaction history to check your budget and bills more easily. -More local transportation and lifestyle services will be rolled out gradually.
Subdeck
Manage all your recurring expenses in one place. Track subscriptions, get reminders for upcoming payments and free trial endings, and understand your spending habits. No bank connection needed, just a clear overview of your memberships.
- Track subscriptions, prices, and renewal dates
- Renewal and payment reminders
- Free trial ending notifications
- Subscription spending insights
- Multi-currency support
- Custom subscriptions and categories
- iCloud sync
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Subscriptions should make life easier — not become forgotten expenses. Subdeck is a simple, focused subscription manager that helps you keep memberships, software services, and recurring payments in one place. Stay ahead of renewals, upcoming charges, and free trial endings while keeping a clear view of how much you spend on subscriptions. No bank account connection. No complicated budgeting. Just a clearer way to manage your subscriptions. Everything in one place Keep track of your subscriptions, prices, billing cycles, and renewal dates from one clean dashboard. Renewal and payment reminders Get notified before upcoming payments so you can review your subscriptions before the next charge. Free trial reminders Keep track of trial periods and receive reminders before they end, helping you avoid forgotten renewals. Spending insights See your monthly, yearly, and overall subscription spending, with trends and categories that make recurring expenses easier to understand. Multi-currency support Track subscriptions in different currencies and manage services from around the world more easily. Custom subscriptions and categories Add the services you use, create your own subscriptions, and organize them in a way that works for you. iCloud sync Keep your subscription data in sync across your Apple devices with iCloud. Privacy by design Your subscription data is stored locally on your device. No account is required, and you never need to connect a bank account. When you use iCloud sync, your data is stored in your private iCloud account. Subdeck has one simple goal: Know what you're paying for, see what's coming next, and decide whether every subscription is still worth keeping. Third-Party Brand Notice Subdeck is not affiliated with, endorsed by, sponsored by, or officially connected with any third-party brands, products, or services displayed in the app. All names, trademarks, and logos belong to their respective owners and are used only to help users identify and manage their subscriptions. Privacy Policy https://qihu87.github.io/subdeck-privacy/ Terms of Use https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is review sentiment: Subdeck at 89% against TenPayGo's 35%. Subdeck also leads on rating (5.0 vs 3.2). TenPayGo's advantage is monetization model (free vs free with in-app purchases) and ratings volume (58 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Subdeck holds the better App Store score, 5.0 against 3.2. That said, the two scores are not equally well evidenced: TenPayGo has 58 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 35% of TenPayGo's written reviews are positive against 89% of Subdeck's.
TenPayGo ships an update weekly, Subdeck every 5 days. The most recent releases landed on October 13, 2026 and September 30, 2026 respectively.
| Parameter | TenPayGo | Subdeck |
|---|---|---|
| Price | Free | Free |
| Rating | 3.2 (58 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 35.0% of reviews | 88.9% of reviews — better |
| Number of ratings | 58 — better | 1 |
| Update frequency | Weekly | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 98 MB | 32 MB |
| Age rating | 4+ | 4+ |
| Developer | Tencent Technology (Shenzhen) Company Limited | 启虎 王 |
Customer experience
TenPayGo
Subdeck
In-app purchases
TenPayGo
No in-app purchases
Subdeck
No in-app purchases









