Amunta vs EasyDebts

Do you forget who you lent money to or borrowed from? Want to record expenses and invoices without complicated accounts? Amunta is a personal accounting app for managing expenses, income, debts, invoices, budgets and installments. Its core features work offline, it requires no account and shows no ads. Your data stays on your device by default. The app only uses an internet connection when you choose to share a transaction through A-Link or save an encrypted backup to your Google Drive account. ---------------------- Track debts and amounts due ---------------------- • See who owes you and whom you owe • Separate balance and transaction history for each person • Record loans, partial or full repayments and overpayments • Weekly, monthly and yearly balance charts • Export a detailed account statement to PDF ---------------------- Connect two ledgers with A-Link ---------------------- • Connect two people using a network ID • Record a transaction once and send it to the other phone • Disconnect at any time A-Link+ adds approval by both parties for operations that create a debt or change the balance. Other operations do not require new approval for every entry. The transaction is encrypted on the phone before it is sent. The server relays the encrypted message without reading its contents, then deletes it after successful delivery or automatically after 24 hours if it is not delivered. ---------------------- Transfer a transaction by QR offline ---------------------- • Transfer a transaction or invoice directly between two phones • Check the currency and details before importing • A digital signature helps verify the source and integrity • Prevent the same transaction from being imported twice The QR code is signed for verification, but it is not an encrypted channel. It is designed for direct transfer between two phones, not for sharing its image publicly. ---------------------- Keep every invoice detail ---------------------- • Cash and deferred sales and purchase invoices • Items, quantities, prices and a clear total • Add products, signatures and receipt images • Link a deferred invoice to a contact's balance • Export reports and searchable PDF statements • Track any item: your usual price, the best you paid, and who sells it cheapest ---------------------- Record everyday transactions ---------------------- • Record income, expenses, loans and repayments • Ready-made categories for food, transport and more • Add notes, images and attachments • Choose the right currency for your ledger ---------------------- Plan installments and budgets ---------------------- • Installment plans with custom amounts and dates • Track paid and remaining amounts • Local reminders when a payment is due • Weekly, monthly and yearly budgets • Alerts when you approach a budget limit • Reports and charts for understanding income and spending ---------------------- Interface available in 16 languages ---------------------- Arabic, Chinese, English, French, Fulani, German, Hindi, Indonesian, Persian, Portuguese, Russian, Soninke, Spanish, Turkish, Urdu and Wolof. Amunta supports RTL and LTR layouts, and you can choose the language inside the app. ---------------------- Privacy is part of the design ---------------------- • No account, email address or phone number • No ads or marketing trackers • Your main records are stored on your device • Optional, end-to-end encrypted A-Link • Password-encrypted local backup • Optional encrypted backup on Google Drive • App protection with a PIN ---------------------- Split money across multiple funds ---------------------- • Add safe, wallet or bank-account funds • Separate balance for every fund • Move an amount from one fund to another • Transfers do not count as income or expense • Optional fees for wallets or bank accounts Amunta — a clear personal finance ledger that works even when the internet is unavailable.

EasyDebts Tracker is a simple and private app that helps you record money you need to receive and money you need to pay. It is useful for personal debts, small business credit records, customer balances, shop records, freelance payments, bills, loans, and money exchanged between friends, clients, or customers. You can easily record who gave or took money, how much is pending, when the payment is due, and when the payment is completed. With EasyDebts Tracker, you can save the person or client name, phone number, amount, currency, date, due date, notes, and payment status. When money is paid later or returned back, you can update the record and attach a payment screenshot, receipt, invoice, bill, or proof image from your camera or gallery. EasyDebts Tracker supports 70+ currencies, making it useful for users who deal with different currencies for personal or business records. You can record separate balances by currency and clearly see how much you need to receive or pay. The app also includes due date reminders. You can enable payment reminders and choose reminder days, such as before the due date or on the payment date, so you do not forget important pending payments. You can also call the person or client directly from the app, making it easier to follow up on pending payments or confirm payment details. EasyDebts Tracker allows you to export each client’s transaction history as a PDF file. This is useful for keeping records, printing, sharing with clients, or saving payment history for future reference. EasyDebts Tracker is designed to be simple, fast, and easy to use. You do not need to create an account or sign in to use the app. Your records are stored locally on your device, giving you more privacy and control over your data. The app also supports backup and restore. You can export your records into a ZIP backup file before uninstalling the app or changing your device. After installing the app again, you can restore your records from the ZIP file, including saved records and attached receipt images. Main Features: • Record money you need to receive • Record money you need to pay • Save person or client name and phone number • Call the person or client directly from the app • Save amount, currency, date, and due date • Support for 70+ currencies • Attach payment screenshots, receipts, invoices, bills, or proof images • Mark records as unpaid, partially paid, or paid • View and manage payment history • View client balance and transaction history • Export client transaction history as a PDF file • Enable due date and payment reminders • Choose reminder days from settings • Search records easily • Use the app without account registration • Store records locally on your device • Backup and restore data using a ZIP file EasyDebts Tracker helps you keep clear records of pending money, returned payments, and completed payments. It is useful for personal use, small businesses, shop owners, freelancers, customers, friends, and anyone who needs a simple way to manage debt, due, and payment records.