Wally vs Expense Tracker

L'argent, enfin simple. Wally t'apprend à gérer ton argent en 5 minutes par jour — sans jargon, sans compte, sans pub. APPRENDS • 6 leçons courtes : budget, épargne, dettes, intérêts composés, investissement, finance éthique • Un mini-quiz à la fin de chaque leçon pour ancrer l'essentiel APPLIQUE — LA MÉTHODE DES ENVELOPPES • Répartis ton revenu dans des enveloppes en début de mois • Chaque dépense sort de son enveloppe • Enveloppe vide ? On arrête de dépenser. Simple, redoutable. SUIS TES PROGRÈS • Dashboard complet : où part ton argent, enveloppe par enveloppe • Historique de tes dépenses • Évolution mensuelle de tes dépenses et de ton épargne CALCULE • Budget 50/30/20 • Fonds d'urgence • Intérêts composés DISPONIBLE EN FRANÇAIS ET EN ANGLAIS 100 % PRIVÉ Aucune donnée collectée. Tout reste sur ton appareil. Pas de compte, pas de serveur, pas de trackers, pas de publicité. Wally est un outil pédagogique édité par Alitechs (Paris).

Most budgeting apps tell you where your money went. Pennyken tells you what you can still spend — before you buy, not after. Open the app and one number greets you: LEFT TO SPEND. Your monthly limit, minus what's already gone, counted down live as you log your day. No spreadsheets, no bank logins, no guilt trips. STOP OVERSPENDING • Set a monthly spending ceiling and watch it count down in a beautiful ring • A daily pace line ("≈ $31/day to stay on track") keeps you honest mid-month • Log a purchase in seconds — smart suggestions prefill the category and account CATCH THE LEAKS • Set a limit per category — Groceries, Dining, Transport, anything you like • Pennyken warns you BEFORE a category crosses its limit, not after • See exactly which category is eating your month, at a glance NEVER MISS A BILL • Track rent, subscriptions, and recurring bills in one place • Get reminded before each one hits, with the amount and due date • Recurring income counts too, so your real spending power is always accurate TURN WISHES INTO PLANS • Create savings goals with a real target and a real date • Pennyken does the math: "$250/month gets you there by December" • Gentle contribution reminders keep the streak alive — no willpower required UNDERSTAND YOUR MONTH • Spending by category, income vs. expenses, and budget trends over time • Compare this month to last and see what actually changed PRIVATE BY DESIGN • No account. No sign-up. No bank connection. • Everything you enter stays on your phone — we couldn't read it if we wanted to • Lock the app with Face ID • Export your data anytime as JSON. It's yours. Start free and log your first transactions on us. Pennyken Plus unlocks unlimited transaction logging with a subscription (monthly or annual), with a free trial to start. Cancel anytime in your App Store settings — payment is charged to your Apple ID account and renews automatically unless cancelled at least 24 hours before the end of the period. Privacy Policy: https://sites.google.com/view/pennyken-privacy-policy/home Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Your money, finally facing forward. Download Pennyken and know what's safe to spend — today.