Comparison

Wealth Tracker vs Couples Budget Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Wealth Tracker

Features
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Dribs keeps your money on your phone, not on someone else's server. Track spending, income, budgets, and net worth in a fast, private app with no account, no bank logins, and no ads. Everything lives in a local database on your device. Sync and backups are optional and go through your own private iCloud. We never see your finances, and never will. TRACK IN SECONDS • Log expenses, income, transfers, and refunds with a calculator keypad (type 12.50+3.20 and save the result) • Recurring expenses, income, and transfers that post themselves: rent, salary, subscriptions, savings • Categories, subcategories, and freeform tags • Credit card statements, and Quick Pay to record a card payment in two taps • Import your bank's CSV statements with automatic column mapping and suggested categories No bank sync, on purpose. Logging a purchase yourself takes seconds, keeps you aware of what you spend, and means your bank password stays with your bank. MONTHLY BUDGETS • Set a monthly limit by category, account, or tag, or for all your spending • Follow your progress through the month on its own Budgets tab, with a notification at 80% and when you go over • Free, with as many budgets as you need SEE WHERE IT GOES • Cash-flow chart of income vs. spending, by month or by year • Net worth over time across debit, credit, savings, and investment accounts • Insights: spending by category and, with Pro, savings rate, savings goal, needs & wants, and spending by person and by tag • Search everything: by text, amount, account, month, or category INVESTMENTS (PRO) • Stocks, ETFs, and funds: buys, sells, average cost, and realized gains • Log dividends, or let Find Past Dividends add the ones you already recorded • Chart an account's value or its return • You enter prices yourself: no broker login, no live feed ANY CURRENCY • 82 currencies with automatic daily exchange rates • Each ledger, account, and even each transaction can have its own currency • Made for travel, expats, and anyone paid in one currency and spending in another KEEP THINGS IN THEIR PLACE • Separate ledgers for personal, household, freelance, that side project (one free, unlimited with Pro) • Share a ledger with your partner or housemate through your private iCloud. Everyone edits the same book and stays in sync • Sharing needs Pro on both ends; with Family Sharing, one subscription can cover the whole household PRIVATE BY DESIGN • On-device database that works fully offline • Optional sync and scheduled backups to your own iCloud • Hide Amounts, and lock the app with Face ID through iOS • No account. No ads. No analytics or ad tracking. ALSO IN THE BOX • Siri & Shortcuts: log an expense to any account or check your balance by voice • Widgets: Tracking and Total Wealth, plus Savings and Investment Account (Pro) • Full iPad layout with sidebar • Light and dark mode, in English, German, and Spanish • A demo mode with sample data so you can try everything first FREE AND PRO The free version is a complete tracker: unlimited transactions and accounts, one ledger, monthly budgets, every currency, spending by category, search, CSV import, iCloud sync and backups. Dribs Pro adds unlimited ledgers, ledger sharing, investment tracking, advanced insights, and unlimited people, via a monthly or annual subscription (annual includes a 14-day free trial for new subscribers) or a one-time Lifetime purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends; manage or cancel anytime in Settings. Family Sharing supported. Terms of Use: https://dribs.app/terms Privacy Policy: https://dribs.app/privacy Questions or ideas? hello@dribs.app

About

Couples Budget Tracker

This app provides a shared financial space for couples to track expenses, split bills, and save for goals. It offers real-time syncing, multiple logging methods, and a calm, guilt-free approach to managing joint finances without bank connections.

Highlights
  • Shared money space for couples
  • Log expenses via text, voice, or receipt
  • Split expenses evenly or by ratio
  • Set and track shared life goals
  • Real-time sync between partners
  • No bank connections required
  • Monthly recaps and optional limits
Features
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Money works better when you two are on the same team. Untoo is one shared money space for couples. Log what you spend in seconds, split it fairly, keep bills on track, set money aside for what's next, and always know where you stand - with no bank connections and no complicated budgeting. Both of you see everything, live. Neither of you is the admin. LOG IT IN SECONDS Type it, say it out loud, or snap the receipt. "Groceries, $42, split evenly" is already a complete entry: Untoo reads the amount, picks the category, and applies the split you two usually use. In English, Spanish, German, French, Italian, Dutch and Portuguese. BILLS THAT LOG THEMSELVES Rent, subscriptions, the phone bill. Add each bill once: it logs itself when it's due, with a reminder up to a week ahead. The Bills tab shows this month's fixed costs and who pays what. Your first bill is free; Premium covers them all. SPLIT WITHOUT THE MATH Track who paid, and split each expense evenly, by your own ratio, or as a treat. One settle-up screen shows who owes whom, so things stay even. Got a joint account? Add it as a payer too: it counts in your spending, never in the settle-up. No money ever moves through Untoo. SAVE FOR WHAT'S NEXT The trip, the couch, the emergency fund. Shared life goals with visible progress - and money you set aside never counts as spending, so a big saving month never looks like a bad one. YOUR MONTH AT A GLANCE A clear monthly recap, category by category. Set an optional limit on any category, and going over gets a note, not an alarm. No streaks, no lapse-shaming, no red alerts. THE SMALL THINGS • React to each other's entries with any emoji • Deleted something? Either of you can bring it back for 30 days • Log in any currency while traveling; totals stay in the one you two picked • Your own categories, colors and limits • Money date: a short, warm check-in you two do together • Export everything to CSV, or delete your account, right from Settings BUILT FOR TWO, NOT FOR ONE Untoo isn't a personal budget app with a guest seat: you two get equal access. Your money notes are never sold and never used for ads. ONE PREMIUM. BOTH OF YOU. One subscription covers both partners. Either of you can start it, and you both get everything. Premium unlocks: • AI capture - text, voice and receipt photos, with the photo kept on the expense • All your bills and repeating income, unlimited life goals, plus automatic set-asides • Your full history, month-to-month comparisons, and insights in plain words • Home screen widgets: quick add, and your month at a glance • Our year, together: the full annual recap, with cards you can share • Dark mode and color themes Start with a 7-day free trial of everything, for both of you. If you cancel, the free plan stays: manual logging for both of you, pairing and real-time sync, splitting and settle-up, your first life goal, one bill or repeating income, and this month and last month's recap. SUBSCRIPTION DETAILS Untoo Premium is an auto-renewing subscription: $4.99 per month or $39.99 per year (US pricing - your local price is shown in the app before you confirm), each starting with a 7-day free trial. Payment is charged to your Apple ID at confirmation of purchase. It renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Untoo Terms of Service: https://untoo.app/terms Privacy Policy: https://untoo.app/privacy Untoo does not move money, connect to banks, or give financial advice.

Screenshots

Wealth Tracker4 screens
Couples Budget Tracker4 screens

Verdict

The call

The clearest difference is iOS requirement: Couples Budget Tracker at 16.4 against Wealth Tracker's 26.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Wealth Tracker sells 2 in-app purchases, starting at $2.99 per month and Couples Budget Tracker sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Wealth Tracker ships an update every 5 days, Couples Budget Tracker every 6 days. Both last shipped on November 5, 2026.

Scorecard1 real difference · 8 level
Wealth Tracker versus Couples Budget Tracker: the parameters behind the verdict, then further details
ParameterWealth TrackerCouples Budget Tracker
PriceFreeFree
Rating—5.0 (3 ratings) — better
Number of ratings—3 — better
Update frequencyEvery 5 days — betterEvery 6 days
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPad, Mac — betteriPhone, iPad
Requires iOS26.116.4 — better
Further details — not scored
Size58 MB67 MB
Age rating4+4+
DeveloperDiego PaisFernand Petit

In-app purchases

2 purchases

Wealth Tracker

Subscriptions2
  • Dribs Pro Monthly$2.991 Month
  • Dribs Pro Annual14 Days trial$19.991 Year
2 purchases

Couples Budget Tracker

Subscriptions2
  • Untoo Premium7 Days trial$4.991 Month
  • Untoo Premium Yearly7 Days trial$39.991 Year

Questions

Is Wealth Tracker free?
Wealth Tracker is free to download, with in-app purchases available.
Is Couples Budget Tracker free?
Couples Budget Tracker is free to download, with in-app purchases available.
Do Wealth Tracker or Couples Budget Tracker have ads?
Neither Wealth Tracker nor Couples Budget Tracker shows ads.
Which is updated more often, Wealth Tracker or Couples Budget Tracker?
Wealth Tracker ships an update every 5 days, and Couples Budget Tracker every 6 days. Most recently, Wealth Tracker was updated on November 5, 2026 and Couples Budget Tracker on November 5, 2026.

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