Wealth Tracker vs Topf

Dribs keeps your money on your phone, not on someone else's server. Track spending, income, budgets, and net worth in a fast, private app with no account, no bank logins, and no ads. Everything lives in a local database on your device. Sync and backups are optional and go through your own private iCloud. We never see your finances, and never will. TRACK IN SECONDS • Log expenses, income, transfers, and refunds with a calculator keypad (type 12.50+3.20 and save the result) • Recurring expenses, income, and transfers that post themselves: rent, salary, subscriptions, savings • Categories, subcategories, and freeform tags • Credit card statements, and Quick Pay to record a card payment in two taps • Import your bank's CSV statements with automatic column mapping and suggested categories No bank sync, on purpose. Logging a purchase yourself takes seconds, keeps you aware of what you spend, and means your bank password stays with your bank. MONTHLY BUDGETS • Set a monthly limit by category, account, or tag, or for all your spending • Follow your progress through the month on its own Budgets tab, with a notification at 80% and when you go over • Free, with as many budgets as you need SEE WHERE IT GOES • Cash-flow chart of income vs. spending, by month or by year • Net worth over time across debit, credit, savings, and investment accounts • Time Machine projects your net worth up to 30 years ahead from your own trend, in today's money if you want • Insights: spending by category and, with Pro, savings rate, savings goal, needs & wants, and spending by person and by tag • Search everything: by text, amount, account, month, or category INVESTMENTS (PRO) • Stocks, ETFs, and funds: buys, sells, average cost, and realized gains • Log dividends, or let Find Past Dividends add the ones you already recorded • Chart an account's value or its return • You enter prices yourself: no broker login, no live feed ANY CURRENCY • 82 currencies with automatic daily exchange rates • Each ledger, account, and even each transaction can have its own currency • Made for travel, expats, and anyone paid in one currency and spending in another KEEP THINGS IN THEIR PLACE • Separate ledgers for personal, household, freelance, that side project (one free, unlimited with Pro) • Share a ledger with your partner or housemate through your private iCloud. Everyone edits the same book and stays in sync • Sharing needs Pro on both ends; with Family Sharing, one subscription can cover the whole household PRIVATE BY DESIGN • On-device database that works fully offline • Optional sync and scheduled backups to your own iCloud, and restore from a backup file without iCloud • Hide Amounts, and lock the app with Face ID through iOS • No account. No ads. No analytics or ad tracking. ALSO IN THE BOX • Siri & Shortcuts: log an expense to any account or check your balance by voice • Widgets: Tracking and Total Wealth, plus Savings and Investment Account (Pro) • Full iPad layout with sidebar • Light and dark mode, in English, German, and Spanish • A demo mode with sample data so you can try everything first FREE AND PRO The free version is a complete tracker: unlimited transactions and accounts, one ledger, monthly budgets, every currency, spending by category, search, CSV import and export, iCloud sync and backups. Dribs Pro adds unlimited ledgers, ledger sharing, investment tracking, advanced insights, and unlimited people, via a monthly or annual subscription (annual includes a 14-day free trial for new subscribers) or a one-time Lifetime purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends; manage or cancel anytime in Settings. Family Sharing supported. Terms of Use: https://dribs.app/terms Privacy Policy: https://dribs.app/privacy Questions or ideas? hello@dribs.app

Topf is an expense tracker that doesn’t take time: say what you spent or type it in two taps, and your book lives on your phone. BY VOICE OR IN TWO TAPS Say “coffee three eighty and gym membership thirty euros every month” and Topf creates two entries: a one-time transaction and a monthly one. By hand it is just as quick: category, amount, done. You can start an entry from the Lock Screen, with the Action Button, from Control Center or through Siri; see the month’s total in a widget. TOPF AI Your personal finance assistant. Ask in your own words or by voice: “How much did I spend at cafés this year?”, “Will my money last until payday?” Topf AI finds a transaction, records spending from your words, works out where the money went and shows it as a chart. It helps you set up recurring transactions, budgets and automatic entry and finds forgotten subscriptions. And it takes on any other question or task about your book. AUTOMATIC ENTRY Connect Apple Pay, bank notifications or bank SMS once, and every payment automatically becomes a transaction in your book, with its category and account already chosen. Requires iOS 26, bank notifications iOS 27. RECEIPTS FROM A PHOTO Take a photo of a receipt or pick one from your gallery, and Topf turns it into transactions: as one total or by category. Before anything is saved, you see the result and can check it against the receipt. ONE BOOK FOR THE WHOLE FAMILY Invite the people you share money with and keep one book together: shared accounts, shared categories, and everyone sees the others’ entries. WHERE THE MONEY WENT The whole month in one picture: where your money went, by category, and what is still left to pay before the month ends. BUDGETS Set an amount for a week, a month or a year — for groceries, for transport or for all your spending — and Topf shows how much you can still spend before the period ends and how much that comes to per day, counting the payments still to come. Your budgets are on the main screen, and widgets put them on your Home Screen and Lock Screen. SUBSCRIPTIONS AND BILLS Subscriptions and regular payments don’t get lost: Topf shows you ahead of time what is due and when. IMPORT AND EXPORT Bring your history over from another app, a bank or Excel: Topf reads the CSV table and shows how the transactions will land in your book before you import. You can export your transactions to CSV at any time, for free. YOUR BOOK IS YOURS A complete copy of your book is on the device: add entries and browse your history with no connection. Voice input, receipt scanning and Topf AI require a connection. No ads, no trackers, no selling your data; deleting your account deletes your data. You can start without signing up. TOPF PLUS Topf is free. Plus lifts the limits on accounts, recurring transactions, budgets, voice input, receipt scans and automatic entry, gives you more Topf AI questions, opens analytics and budget history for any period, and lets you invite others into your shared book. Monthly or yearly subscription, or a one-time purchase with lifetime access; prices are in the app. Subscriptions can be shared with your family through Apple Family Sharing at no extra cost. Privacy policy: https://topfapp.com/privacy/ Terms of use: https://topfapp.com/terms/