xeloc vs Owllet
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
xeloc
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xeloc [ zero ] implements the simple features that developers actually wanted. There are no ads, and no analysis or tracking of usage data. - XRPL Account Creation & Import - You can create new accounts or import existing ones. - Up to 5 accounts can be registered. - Token Check, Send, DEX Trading & TrustLine Setup - You can check tokens (XRP, IOU, NFT) linked to your account and send XRP or IOU tokens. - Modifying trust line settings required to hold tokens is also supported. - Transaction History - You can view and check the list of your account's transaction history. - An offer cancellation feature for DEX trading is also partially implemented. - WalletConnect Support - Easily establish session connections with websites that support WalletConnect.
Owllet
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Owllet is your gateway to the XRPL — a non-custodial wallet and trading app built for XRP and issued tokens. CREATE & SECURE YOUR WALLET Generate a new XRPL wallet or import an existing one. Your keys stay on your device. Unlock with Face ID or your iPhone passcode, and confirm sensitive actions before they go through. SEND, RECEIVE & SWAP View XRP and token balances, send payments, and scan destination QR codes. Swap on the XRPL DEX with live quotes and slippage control in a simple pay/receive flow. EXPLORE THE MARKET Browse tokens by volume and liquidity, check real-time prices and charts, and spot opportunities before you trade. Set price alerts so you don’t miss a move. TRADE WITH INTENTION Place book orders with entry levels, stop loss, and take profit. Monitor active orders and P&L, close positions when you’re ready, and review swaps, sends, and trades in History. AI-POWERED INSIGHTS Ask for analysis on any token — technical indicators, risk context, and entry/exit perspective. Prefer privacy? Run analysis with an on-device model when you want a second opinion offline. BUILT FOR XRPL Manage multiple wallets, and trade with tools designed around how the XRPL DEX actually works. Owllet does not custody your funds. You control your keys. Trading involves risk — only trade what you can afford to lose. Support: support@owllet.app X: @OwlletX
Screenshots
Verdict
The clearest difference is update cadence: Owllet at every 5 days against xeloc's every 2 weeks. xeloc's advantage is iOS requirement (16.4 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
xeloc ships an update every 2 weeks, Owllet every 5 days. The most recent releases landed on October 28, 2026 and October 24, 2026 respectively.
| Parameter | xeloc | Owllet |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 weeks | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.4 — better | 18.0 |
| Further details — not scored | ||
| Size | 66 MB | 53 MB |
| Age rating | 4+ | 17+ |
| Developer | DXL Labs | Owllet Software Corporation |
In-app purchases
xeloc
No in-app purchases
Owllet
No in-app purchases









